Not a problem. It's essentially rolled into our taxes for the most part in Canada. You may have health insurance on top of that, but that isn't a guarantee and usually is a top-up of our universal coverage. This usually covers things like drug prescriptions, glasses, and hospital conveniences such as semi-private or private rooms. I agree with the general idea, though, that we as a group pay for everyone who is covered. My original point at the top of this thread is that removing people's eligibility simply because of risky behavior can be very tricky and likely harmful to society.