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What's a scam that's so normalized that we don't even realize it's a scam anymore? (lemm.ee)
submitted 2 years ago by to c/asklemmy@lemmy.ml
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[โ€“] 5 points 2 years ago (4 children)

Car insurance Health insurance Dental insurance

All insurance really

Also renewing license plates/licenses

Basically if you need to make a yearly or monthly payment to keep using something it's a scam in my eyes.

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  • [โ€“] 8 points 2 years ago (2 children)

    I can tell you've never needed insurance or some kind of licensing system.

    This changes.

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  • [โ€“] 1 point 2 years ago (1 child)

    Quite the contrary

    I have all of these things. I just wish i didn't need them in the first place. Not sure how my comment made you think that.

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  • [โ€“] 1 point 2 years ago (2 children)

    So by saying you need them you are saying they're not a scam

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  • [โ€“] 2 points 2 years ago

    I need them because if I don't have car insurance for example i get a fine. I need health insurance otherwise i have to pay out the ass. 2 stupid things made by some money hungry old fuckers that just want to collect even more money. This is just 2 examples of all kinds of insurance. The whole system is in place to make the rich richer for something meaningless.

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  • [โ€“] 1 point 2 years ago

    I will say insurance companies can be very quick to fight you when it comes to giving out money. Keep at it and you'll get something, but considering how long you can pay them month to month without using it, it's obnoxious.

    Except health insurance. Health insurance is a fucking racket, the medical industrial complex it ties into is a racket, and the United States would be a better place if it gutted this system

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  • [โ€“] 2 points 2 years ago (1 child)

    Also renewing license plates/licenses. Basically if you need to make a yearly or monthly payment to keep using something it's a scam in my eyes.

    Not sure about where you live, but where I live, that money goes towards road upkeep. That money has to come from somewhere.

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  • [โ€“] 2 points 2 years ago

    "Pay money into this big pool, and if you have an emergency then we miiiight pay you some back. We keep any extra btw"

    It makes a lot more sense to me to just keep an emergency fund and a few close friends.

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