Even 8k for me would help me get out of my current gutter. 80k would be life changing money, even if I still would need to keep job searching.

Someone who's better with money than me could probably retire on a well-invested $800k in my country.

I don't mean retire at retirement age when you get the national pension too. I mean retire at any age and withdraw a sensible amount so that it keeps growing.

That sure makes it sound like 800 million is a lot more money than any one individual should be worth while folks are homeless, starving, and dying without care.