โฒ 80 โผ EU Parliament: Compromise reached for digital euro (www.heise.de) submitted 1 month ago by EatingOnions@lemmy.world to c/europe@feddit.org 55 comments fedilink hide all child comments
[โ] leagman1@feddit.org 13 points 1 month ago (4 children) Looking forward to the digital euro permalink fedilink source hideshow 8 child comments replies: [โ] comrade_twisty@feddit.org 20 points 1 month ago (1 child) I'll celebrate when I finally can ditch VISA and Mastercard. I already don't use them anymore domestically thanks to Twint, but as soon as I cross the border they are currently my only option (even for getting cash). permalink fedilink source parent hideshow 2 child comments replies: [โ] leagman1@feddit.org 11 points 1 month ago* (1 child) Had to google Twint. It's a Swiss payment app, right? If I got this right, the recent Wero should be its โฌ-equivalent (edit: eurozone, not โฌ per se). The digital euro on the other hand - again, if I understand it correctly - is digital cash. So to pay with it, you'd have to have a specific digital pocket for it and then exchange Swiss franc for euro/digital euro. permalink fedilink source parent hideshow 2 child comments replies: [โ] comrade_twisty@feddit.org 7 points 1 month ago (1 child) Yup, it's our home grown payment app that is widely accepted, from your local butcher and farm store to Mediamarkt and all major grocery stores. Most of us have Euro accounts too, so exchanging money to use the digital euro abroad is no real issue. I go shopping for groceries and personal hygiene products in Germany once or twice per week. permalink fedilink source parent hideshow 2 child comments replies: [โ] FlowerFan@piefed.blahaj.zone 1 point 1 month ago (1 child) Found the Basler permalink fedilink source parent hideshow 2 child comments replies: [โ] comrade_twisty@feddit.org 2 points 1 month ago Wow no, just no! I am nowhere near that ugly town. permalink fedilink source parent [โ] iammike@programming.dev 14 points 1 month ago (2 children) I'm afraid this is just an excuse for mass surveillance. At least, getting rid of American services is definitely a win. permalink fedilink source parent hideshow 4 child comments replies: [โ] john_t@piefed.ee 13 points 1 month ago (3 children) The EU is not the bad guy you are looking for. You are already being mass surveilled by Visa and Mastercard. permalink fedilink source parent hideshow 6 child comments replies: [โ] HereIAm@lemmy.world 13 points 1 month ago (2 children) The EU are absolutely the bad guys if not kept on a short leash. I'm not very confident Chat Control would be stopped unless for the massive campaigning to educate them. They already want to weaken GDPR. Are we the US yet? No, but we all need to be very wary of the power creep. They are also looking into age-verification laws to protect the kids. Not all things EU are benevolent. permalink fedilink source parent hideshow 4 child comments replies: [โ] Barbarian@sh.itjust.works 5 points 1 month ago Completely agree. I'm hugely supportive of the EU, the things it has accomplished and the future potential. However, blindly agreeing with everything it does with black and white thinking is how we sleepwalk into our own authoritarian dystopia. permalink fedilink source parent [โ] john_t@piefed.ee 0 points 1 month ago* (1 child) They are also looking into age-verification laws They should! Call me old fashioned but kids really shouldn't be on Facebook, Instagram, Tiktok, etc. It's just turning them into sociopaths manipulated by billionaires. permalink fedilink source parent hideshow 2 child comments replies: [โ] HereIAm@lemmy.world 1 point 1 month ago Sure, I do partially agree with that. But give parents better tools to monitor or restrict what their kids can access. Don't make every citizens online activity trackable. Just look at Texas what "nothing to hide" logic gets you; arrested for seeking abortion. permalink fedilink source parent [โ] dieTasse@feddit.org 3 points 1 month ago They are not... Today... I bet Americans said the same years ago. permalink fedilink source parent [โ] Ooops@feddit.org 2 points 1 month ago Oh, they are absolutely the bad guy we are looking for. Constantly working on undermining our privacy rights on behalf of lobbyists from US companies and organisations competing against those US companies now mostly in control of our data, is neither good nor pro EU souvereignity. permalink fedilink source parent [โ] leagman1@feddit.org 1 point 1 month ago* Same. But if we somehow manage to make it not go to shit, it'd be just very strong and convenient imo. That's a big if ofc. permalink fedilink source parent [โ] HenriVolney@sh.itjust.works 2 points 1 month ago Well, the rollout is a bit sketchy but it looks like it could really work permalink fedilink source parent [โ] oats@piefed.zip 2 points 1 month ago (1 child) Hopefully its not such a shit show like wero is now permalink fedilink source parent hideshow 2 child comments replies: [โ] leagman1@feddit.org 1 point 1 month ago (2 children) Is it a shitshow? Afaik it's "just" super lackluster, missing vital functionality permalink fedilink source parent hideshow 4 child comments replies: [โ] oats@piefed.zip 4 points 1 month ago* (last edited 1 month ago) (3 children) I have four accounts that support wero. For each, its baked into the banking app. Each is totally different. While one can even generate qr codes for payment, the other only supports phone numbers from my address book, cant even input a number. Oh, and it leaks my Iban if I actually pay with it. permalink fedilink source parent hideshow 6 child comments replies: [โ] Scrollone@feddit.it 2 points 1 month ago (2 children) Yeah I think the biggest problem of Wero is that you need to use your bank app. Bank apps are usually bloated and shitty, and each one works differently. Just give us a basic and standard Wero app. permalink fedilink source parent hideshow 4 child comments replies: [โ] oats@piefed.zip 2 points 1 month ago There even is an official wero app, but you cannot use it when your bank offers wero in theirs. In my opinion the whole thing with wero being tied to your checking account is stupid. Most people have one. And dont want to give out the account data to their primary salary to everyone. permalink fedilink source parent [โ] calavera@lemmy.zip 1 point 1 month ago That's bad. In Portugal we have a "local wero" and you can choose to use the standalone app(which is much faster) or the bank app. permalink fedilink source parent [โ] leagman1@feddit.org 1 point 1 month ago lol permalink fedilink source parent [โ] marcomedia@mastodon.green 0 points 1 month ago (1 child) @oats "it leaks my Iban if I actually pay with it" What did you expect? Simply put, wero is just a convenient way to make a SEPA Instant Credit Transfer. Of course, the bank details will appear in the transaction history afterward. ๐คท permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 0 points 1 month ago (1 child) You mean inconvenient. At this point, it's a lot less hassle just to use sepa instant. I want to send you money. "Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn't support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5โฌ." vs "5โฌ? Sure. opens banking app what's your iban? OK, done" permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) Having to use a 34 character number does not seem better though permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago (1 child) 15 for a phone number, so only twice as bad. And then not, as Iban has a checksum so you'll directly see errors, as opposed to a phone which will just reach the wrong person permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent [โ] northalpha@infosec.exchange 1 point 1 month ago @leagman1 @oats wero is just IBAN to QRcode sadly permalink fedilink source parent
[โ] comrade_twisty@feddit.org 20 points 1 month ago (1 child) I'll celebrate when I finally can ditch VISA and Mastercard. I already don't use them anymore domestically thanks to Twint, but as soon as I cross the border they are currently my only option (even for getting cash). permalink fedilink source parent hideshow 2 child comments replies: [โ] leagman1@feddit.org 11 points 1 month ago* (1 child) Had to google Twint. It's a Swiss payment app, right? If I got this right, the recent Wero should be its โฌ-equivalent (edit: eurozone, not โฌ per se). The digital euro on the other hand - again, if I understand it correctly - is digital cash. So to pay with it, you'd have to have a specific digital pocket for it and then exchange Swiss franc for euro/digital euro. permalink fedilink source parent hideshow 2 child comments replies: [โ] comrade_twisty@feddit.org 7 points 1 month ago (1 child) Yup, it's our home grown payment app that is widely accepted, from your local butcher and farm store to Mediamarkt and all major grocery stores. Most of us have Euro accounts too, so exchanging money to use the digital euro abroad is no real issue. I go shopping for groceries and personal hygiene products in Germany once or twice per week. permalink fedilink source parent hideshow 2 child comments replies: [โ] FlowerFan@piefed.blahaj.zone 1 point 1 month ago (1 child) Found the Basler permalink fedilink source parent hideshow 2 child comments replies: [โ] comrade_twisty@feddit.org 2 points 1 month ago Wow no, just no! I am nowhere near that ugly town. permalink fedilink source parent
[โ] leagman1@feddit.org 11 points 1 month ago* (1 child) Had to google Twint. It's a Swiss payment app, right? If I got this right, the recent Wero should be its โฌ-equivalent (edit: eurozone, not โฌ per se). The digital euro on the other hand - again, if I understand it correctly - is digital cash. So to pay with it, you'd have to have a specific digital pocket for it and then exchange Swiss franc for euro/digital euro. permalink fedilink source parent hideshow 2 child comments replies: [โ] comrade_twisty@feddit.org 7 points 1 month ago (1 child) Yup, it's our home grown payment app that is widely accepted, from your local butcher and farm store to Mediamarkt and all major grocery stores. Most of us have Euro accounts too, so exchanging money to use the digital euro abroad is no real issue. I go shopping for groceries and personal hygiene products in Germany once or twice per week. permalink fedilink source parent hideshow 2 child comments replies: [โ] FlowerFan@piefed.blahaj.zone 1 point 1 month ago (1 child) Found the Basler permalink fedilink source parent hideshow 2 child comments replies: [โ] comrade_twisty@feddit.org 2 points 1 month ago Wow no, just no! I am nowhere near that ugly town. permalink fedilink source parent
[โ] comrade_twisty@feddit.org 7 points 1 month ago (1 child) Yup, it's our home grown payment app that is widely accepted, from your local butcher and farm store to Mediamarkt and all major grocery stores. Most of us have Euro accounts too, so exchanging money to use the digital euro abroad is no real issue. I go shopping for groceries and personal hygiene products in Germany once or twice per week. permalink fedilink source parent hideshow 2 child comments replies: [โ] FlowerFan@piefed.blahaj.zone 1 point 1 month ago (1 child) Found the Basler permalink fedilink source parent hideshow 2 child comments replies: [โ] comrade_twisty@feddit.org 2 points 1 month ago Wow no, just no! I am nowhere near that ugly town. permalink fedilink source parent
[โ] FlowerFan@piefed.blahaj.zone 1 point 1 month ago (1 child) Found the Basler permalink fedilink source parent hideshow 2 child comments replies: [โ] comrade_twisty@feddit.org 2 points 1 month ago Wow no, just no! I am nowhere near that ugly town. permalink fedilink source parent
[โ] comrade_twisty@feddit.org 2 points 1 month ago Wow no, just no! I am nowhere near that ugly town. permalink fedilink source parent
[โ] iammike@programming.dev 14 points 1 month ago (2 children) I'm afraid this is just an excuse for mass surveillance. At least, getting rid of American services is definitely a win. permalink fedilink source parent hideshow 4 child comments replies: [โ] john_t@piefed.ee 13 points 1 month ago (3 children) The EU is not the bad guy you are looking for. You are already being mass surveilled by Visa and Mastercard. permalink fedilink source parent hideshow 6 child comments replies: [โ] HereIAm@lemmy.world 13 points 1 month ago (2 children) The EU are absolutely the bad guys if not kept on a short leash. I'm not very confident Chat Control would be stopped unless for the massive campaigning to educate them. They already want to weaken GDPR. Are we the US yet? No, but we all need to be very wary of the power creep. They are also looking into age-verification laws to protect the kids. Not all things EU are benevolent. permalink fedilink source parent hideshow 4 child comments replies: [โ] Barbarian@sh.itjust.works 5 points 1 month ago Completely agree. I'm hugely supportive of the EU, the things it has accomplished and the future potential. However, blindly agreeing with everything it does with black and white thinking is how we sleepwalk into our own authoritarian dystopia. permalink fedilink source parent [โ] john_t@piefed.ee 0 points 1 month ago* (1 child) They are also looking into age-verification laws They should! Call me old fashioned but kids really shouldn't be on Facebook, Instagram, Tiktok, etc. It's just turning them into sociopaths manipulated by billionaires. permalink fedilink source parent hideshow 2 child comments replies: [โ] HereIAm@lemmy.world 1 point 1 month ago Sure, I do partially agree with that. But give parents better tools to monitor or restrict what their kids can access. Don't make every citizens online activity trackable. Just look at Texas what "nothing to hide" logic gets you; arrested for seeking abortion. permalink fedilink source parent [โ] dieTasse@feddit.org 3 points 1 month ago They are not... Today... I bet Americans said the same years ago. permalink fedilink source parent [โ] Ooops@feddit.org 2 points 1 month ago Oh, they are absolutely the bad guy we are looking for. Constantly working on undermining our privacy rights on behalf of lobbyists from US companies and organisations competing against those US companies now mostly in control of our data, is neither good nor pro EU souvereignity. permalink fedilink source parent [โ] leagman1@feddit.org 1 point 1 month ago* Same. But if we somehow manage to make it not go to shit, it'd be just very strong and convenient imo. That's a big if ofc. permalink fedilink source parent
[โ] john_t@piefed.ee 13 points 1 month ago (3 children) The EU is not the bad guy you are looking for. You are already being mass surveilled by Visa and Mastercard. permalink fedilink source parent hideshow 6 child comments replies: [โ] HereIAm@lemmy.world 13 points 1 month ago (2 children) The EU are absolutely the bad guys if not kept on a short leash. I'm not very confident Chat Control would be stopped unless for the massive campaigning to educate them. They already want to weaken GDPR. Are we the US yet? No, but we all need to be very wary of the power creep. They are also looking into age-verification laws to protect the kids. Not all things EU are benevolent. permalink fedilink source parent hideshow 4 child comments replies: [โ] Barbarian@sh.itjust.works 5 points 1 month ago Completely agree. I'm hugely supportive of the EU, the things it has accomplished and the future potential. However, blindly agreeing with everything it does with black and white thinking is how we sleepwalk into our own authoritarian dystopia. permalink fedilink source parent [โ] john_t@piefed.ee 0 points 1 month ago* (1 child) They are also looking into age-verification laws They should! Call me old fashioned but kids really shouldn't be on Facebook, Instagram, Tiktok, etc. It's just turning them into sociopaths manipulated by billionaires. permalink fedilink source parent hideshow 2 child comments replies: [โ] HereIAm@lemmy.world 1 point 1 month ago Sure, I do partially agree with that. But give parents better tools to monitor or restrict what their kids can access. Don't make every citizens online activity trackable. Just look at Texas what "nothing to hide" logic gets you; arrested for seeking abortion. permalink fedilink source parent [โ] dieTasse@feddit.org 3 points 1 month ago They are not... Today... I bet Americans said the same years ago. permalink fedilink source parent [โ] Ooops@feddit.org 2 points 1 month ago Oh, they are absolutely the bad guy we are looking for. Constantly working on undermining our privacy rights on behalf of lobbyists from US companies and organisations competing against those US companies now mostly in control of our data, is neither good nor pro EU souvereignity. permalink fedilink source parent
[โ] HereIAm@lemmy.world 13 points 1 month ago (2 children) The EU are absolutely the bad guys if not kept on a short leash. I'm not very confident Chat Control would be stopped unless for the massive campaigning to educate them. They already want to weaken GDPR. Are we the US yet? No, but we all need to be very wary of the power creep. They are also looking into age-verification laws to protect the kids. Not all things EU are benevolent. permalink fedilink source parent hideshow 4 child comments replies: [โ] Barbarian@sh.itjust.works 5 points 1 month ago Completely agree. I'm hugely supportive of the EU, the things it has accomplished and the future potential. However, blindly agreeing with everything it does with black and white thinking is how we sleepwalk into our own authoritarian dystopia. permalink fedilink source parent [โ] john_t@piefed.ee 0 points 1 month ago* (1 child) They are also looking into age-verification laws They should! Call me old fashioned but kids really shouldn't be on Facebook, Instagram, Tiktok, etc. It's just turning them into sociopaths manipulated by billionaires. permalink fedilink source parent hideshow 2 child comments replies: [โ] HereIAm@lemmy.world 1 point 1 month ago Sure, I do partially agree with that. But give parents better tools to monitor or restrict what their kids can access. Don't make every citizens online activity trackable. Just look at Texas what "nothing to hide" logic gets you; arrested for seeking abortion. permalink fedilink source parent
[โ] Barbarian@sh.itjust.works 5 points 1 month ago Completely agree. I'm hugely supportive of the EU, the things it has accomplished and the future potential. However, blindly agreeing with everything it does with black and white thinking is how we sleepwalk into our own authoritarian dystopia. permalink fedilink source parent
[โ] john_t@piefed.ee 0 points 1 month ago* (1 child) They are also looking into age-verification laws They should! Call me old fashioned but kids really shouldn't be on Facebook, Instagram, Tiktok, etc. It's just turning them into sociopaths manipulated by billionaires. permalink fedilink source parent hideshow 2 child comments replies: [โ] HereIAm@lemmy.world 1 point 1 month ago Sure, I do partially agree with that. But give parents better tools to monitor or restrict what their kids can access. Don't make every citizens online activity trackable. Just look at Texas what "nothing to hide" logic gets you; arrested for seeking abortion. permalink fedilink source parent
[โ] HereIAm@lemmy.world 1 point 1 month ago Sure, I do partially agree with that. But give parents better tools to monitor or restrict what their kids can access. Don't make every citizens online activity trackable. Just look at Texas what "nothing to hide" logic gets you; arrested for seeking abortion. permalink fedilink source parent
[โ] dieTasse@feddit.org 3 points 1 month ago They are not... Today... I bet Americans said the same years ago. permalink fedilink source parent
[โ] Ooops@feddit.org 2 points 1 month ago Oh, they are absolutely the bad guy we are looking for. Constantly working on undermining our privacy rights on behalf of lobbyists from US companies and organisations competing against those US companies now mostly in control of our data, is neither good nor pro EU souvereignity. permalink fedilink source parent
[โ] leagman1@feddit.org 1 point 1 month ago* Same. But if we somehow manage to make it not go to shit, it'd be just very strong and convenient imo. That's a big if ofc. permalink fedilink source parent
[โ] HenriVolney@sh.itjust.works 2 points 1 month ago Well, the rollout is a bit sketchy but it looks like it could really work permalink fedilink source parent
[โ] oats@piefed.zip 2 points 1 month ago (1 child) Hopefully its not such a shit show like wero is now permalink fedilink source parent hideshow 2 child comments replies: [โ] leagman1@feddit.org 1 point 1 month ago (2 children) Is it a shitshow? Afaik it's "just" super lackluster, missing vital functionality permalink fedilink source parent hideshow 4 child comments replies: [โ] oats@piefed.zip 4 points 1 month ago* (last edited 1 month ago) (3 children) I have four accounts that support wero. For each, its baked into the banking app. Each is totally different. While one can even generate qr codes for payment, the other only supports phone numbers from my address book, cant even input a number. Oh, and it leaks my Iban if I actually pay with it. permalink fedilink source parent hideshow 6 child comments replies: [โ] Scrollone@feddit.it 2 points 1 month ago (2 children) Yeah I think the biggest problem of Wero is that you need to use your bank app. Bank apps are usually bloated and shitty, and each one works differently. Just give us a basic and standard Wero app. permalink fedilink source parent hideshow 4 child comments replies: [โ] oats@piefed.zip 2 points 1 month ago There even is an official wero app, but you cannot use it when your bank offers wero in theirs. In my opinion the whole thing with wero being tied to your checking account is stupid. Most people have one. And dont want to give out the account data to their primary salary to everyone. permalink fedilink source parent [โ] calavera@lemmy.zip 1 point 1 month ago That's bad. In Portugal we have a "local wero" and you can choose to use the standalone app(which is much faster) or the bank app. permalink fedilink source parent [โ] leagman1@feddit.org 1 point 1 month ago lol permalink fedilink source parent [โ] marcomedia@mastodon.green 0 points 1 month ago (1 child) @oats "it leaks my Iban if I actually pay with it" What did you expect? Simply put, wero is just a convenient way to make a SEPA Instant Credit Transfer. Of course, the bank details will appear in the transaction history afterward. ๐คท permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 0 points 1 month ago (1 child) You mean inconvenient. At this point, it's a lot less hassle just to use sepa instant. I want to send you money. "Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn't support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5โฌ." vs "5โฌ? Sure. opens banking app what's your iban? OK, done" permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) Having to use a 34 character number does not seem better though permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago (1 child) 15 for a phone number, so only twice as bad. And then not, as Iban has a checksum so you'll directly see errors, as opposed to a phone which will just reach the wrong person permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent [โ] northalpha@infosec.exchange 1 point 1 month ago @leagman1 @oats wero is just IBAN to QRcode sadly permalink fedilink source parent
[โ] leagman1@feddit.org 1 point 1 month ago (2 children) Is it a shitshow? Afaik it's "just" super lackluster, missing vital functionality permalink fedilink source parent hideshow 4 child comments replies: [โ] oats@piefed.zip 4 points 1 month ago* (last edited 1 month ago) (3 children) I have four accounts that support wero. For each, its baked into the banking app. Each is totally different. While one can even generate qr codes for payment, the other only supports phone numbers from my address book, cant even input a number. Oh, and it leaks my Iban if I actually pay with it. permalink fedilink source parent hideshow 6 child comments replies: [โ] Scrollone@feddit.it 2 points 1 month ago (2 children) Yeah I think the biggest problem of Wero is that you need to use your bank app. Bank apps are usually bloated and shitty, and each one works differently. Just give us a basic and standard Wero app. permalink fedilink source parent hideshow 4 child comments replies: [โ] oats@piefed.zip 2 points 1 month ago There even is an official wero app, but you cannot use it when your bank offers wero in theirs. In my opinion the whole thing with wero being tied to your checking account is stupid. Most people have one. And dont want to give out the account data to their primary salary to everyone. permalink fedilink source parent [โ] calavera@lemmy.zip 1 point 1 month ago That's bad. In Portugal we have a "local wero" and you can choose to use the standalone app(which is much faster) or the bank app. permalink fedilink source parent [โ] leagman1@feddit.org 1 point 1 month ago lol permalink fedilink source parent [โ] marcomedia@mastodon.green 0 points 1 month ago (1 child) @oats "it leaks my Iban if I actually pay with it" What did you expect? Simply put, wero is just a convenient way to make a SEPA Instant Credit Transfer. Of course, the bank details will appear in the transaction history afterward. ๐คท permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 0 points 1 month ago (1 child) You mean inconvenient. At this point, it's a lot less hassle just to use sepa instant. I want to send you money. "Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn't support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5โฌ." vs "5โฌ? Sure. opens banking app what's your iban? OK, done" permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) Having to use a 34 character number does not seem better though permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago (1 child) 15 for a phone number, so only twice as bad. And then not, as Iban has a checksum so you'll directly see errors, as opposed to a phone which will just reach the wrong person permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent [โ] northalpha@infosec.exchange 1 point 1 month ago @leagman1 @oats wero is just IBAN to QRcode sadly permalink fedilink source parent
[โ] oats@piefed.zip 4 points 1 month ago* (last edited 1 month ago) (3 children) I have four accounts that support wero. For each, its baked into the banking app. Each is totally different. While one can even generate qr codes for payment, the other only supports phone numbers from my address book, cant even input a number. Oh, and it leaks my Iban if I actually pay with it. permalink fedilink source parent hideshow 6 child comments replies: [โ] Scrollone@feddit.it 2 points 1 month ago (2 children) Yeah I think the biggest problem of Wero is that you need to use your bank app. Bank apps are usually bloated and shitty, and each one works differently. Just give us a basic and standard Wero app. permalink fedilink source parent hideshow 4 child comments replies: [โ] oats@piefed.zip 2 points 1 month ago There even is an official wero app, but you cannot use it when your bank offers wero in theirs. In my opinion the whole thing with wero being tied to your checking account is stupid. Most people have one. And dont want to give out the account data to their primary salary to everyone. permalink fedilink source parent [โ] calavera@lemmy.zip 1 point 1 month ago That's bad. In Portugal we have a "local wero" and you can choose to use the standalone app(which is much faster) or the bank app. permalink fedilink source parent [โ] leagman1@feddit.org 1 point 1 month ago lol permalink fedilink source parent [โ] marcomedia@mastodon.green 0 points 1 month ago (1 child) @oats "it leaks my Iban if I actually pay with it" What did you expect? Simply put, wero is just a convenient way to make a SEPA Instant Credit Transfer. Of course, the bank details will appear in the transaction history afterward. ๐คท permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 0 points 1 month ago (1 child) You mean inconvenient. At this point, it's a lot less hassle just to use sepa instant. I want to send you money. "Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn't support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5โฌ." vs "5โฌ? Sure. opens banking app what's your iban? OK, done" permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) Having to use a 34 character number does not seem better though permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago (1 child) 15 for a phone number, so only twice as bad. And then not, as Iban has a checksum so you'll directly see errors, as opposed to a phone which will just reach the wrong person permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent
[โ] Scrollone@feddit.it 2 points 1 month ago (2 children) Yeah I think the biggest problem of Wero is that you need to use your bank app. Bank apps are usually bloated and shitty, and each one works differently. Just give us a basic and standard Wero app. permalink fedilink source parent hideshow 4 child comments replies: [โ] oats@piefed.zip 2 points 1 month ago There even is an official wero app, but you cannot use it when your bank offers wero in theirs. In my opinion the whole thing with wero being tied to your checking account is stupid. Most people have one. And dont want to give out the account data to their primary salary to everyone. permalink fedilink source parent [โ] calavera@lemmy.zip 1 point 1 month ago That's bad. In Portugal we have a "local wero" and you can choose to use the standalone app(which is much faster) or the bank app. permalink fedilink source parent
[โ] oats@piefed.zip 2 points 1 month ago There even is an official wero app, but you cannot use it when your bank offers wero in theirs. In my opinion the whole thing with wero being tied to your checking account is stupid. Most people have one. And dont want to give out the account data to their primary salary to everyone. permalink fedilink source parent
[โ] calavera@lemmy.zip 1 point 1 month ago That's bad. In Portugal we have a "local wero" and you can choose to use the standalone app(which is much faster) or the bank app. permalink fedilink source parent
[โ] marcomedia@mastodon.green 0 points 1 month ago (1 child) @oats "it leaks my Iban if I actually pay with it" What did you expect? Simply put, wero is just a convenient way to make a SEPA Instant Credit Transfer. Of course, the bank details will appear in the transaction history afterward. ๐คท permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 0 points 1 month ago (1 child) You mean inconvenient. At this point, it's a lot less hassle just to use sepa instant. I want to send you money. "Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn't support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5โฌ." vs "5โฌ? Sure. opens banking app what's your iban? OK, done" permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) Having to use a 34 character number does not seem better though permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago (1 child) 15 for a phone number, so only twice as bad. And then not, as Iban has a checksum so you'll directly see errors, as opposed to a phone which will just reach the wrong person permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent
[โ] oats@piefed.zip 0 points 1 month ago (1 child) You mean inconvenient. At this point, it's a lot less hassle just to use sepa instant. I want to send you money. "Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn't support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5โฌ." vs "5โฌ? Sure. opens banking app what's your iban? OK, done" permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) Having to use a 34 character number does not seem better though permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago (1 child) 15 for a phone number, so only twice as bad. And then not, as Iban has a checksum so you'll directly see errors, as opposed to a phone which will just reach the wrong person permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent
[โ] calavera@lemmy.zip 1 point 1 month ago (1 child) Having to use a 34 character number does not seem better though permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago (1 child) 15 for a phone number, so only twice as bad. And then not, as Iban has a checksum so you'll directly see errors, as opposed to a phone which will just reach the wrong person permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent
[โ] oats@piefed.zip 1 point 1 month ago (1 child) 15 for a phone number, so only twice as bad. And then not, as Iban has a checksum so you'll directly see errors, as opposed to a phone which will just reach the wrong person permalink fedilink source parent hideshow 2 child comments replies: [โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent
[โ] calavera@lemmy.zip 1 point 1 month ago (1 child) 15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN. You are trying to invent a scenario where IBAN transfers are simple, but that's simply not true, otherwise payment methods such as wero wouldn't even exist permalink fedilink source parent hideshow 2 child comments replies: [โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent
[โ] oats@piefed.zip 1 point 1 month ago Germany. There are older numbers that are only 14 digits, bit that's about it, for mobile. And to be fair, wero doesn't really exist :D permalink fedilink source parent
[โ] northalpha@infosec.exchange 1 point 1 month ago @leagman1 @oats wero is just IBAN to QRcode sadly permalink fedilink source parent