β² 1026 βΌ Future Insight β The Jenkins (thejenkinscomic.files.wordpress.com) submitted 2 years ago by otter@lemmy.ca [M] to c/comicstrips@lemmy.world 114 comments fedilink hide all child comments Source: https://thejenkinscomic.wordpress.com/2023/10/01/future-insight/
[β] jawa21@lemmy.sdf.org 6 points 2 years ago (6 children) What company let's you put a full 15% into a 401k? I mean... sign me up. permalink fedilink source hideshow 12 child comments replies: [β] psivchaz@reddthat.com 25 points 2 years ago (2 children) Generally you can put in as much as you want but they only provide matching for some percentage. Usually like 1-5%. There is a total contribution limit but that won't affect most people. permalink fedilink source parent hideshow 4 child comments replies: [β] Trollception@lemmy.world 14 points 2 years ago You can put in a max of 22,500 per year. The employer contribution can be higher. permalink fedilink source parent [β] Kage520@lemmy.world 0 points 2 years ago The company limits it to a percentage of your paycheck. Where I work it used to be 10% so I was never mathematically capable of maxing the full irs limit, but they moved that to 30% recently. permalink fedilink source parent [β] Astroturfed@lemmy.world 23 points 2 years ago* (1 child) You can put however much you want in. Max is like 22k a year. You're probably thinking match, ya basically no company will match 15%. That'd be too close to a pension fund or something reasonable. We can't have that. The boomers said those were bad, raegonomics are good. Fuck pensions and unions. permalink fedilink source parent hideshow 2 child comments replies: [β] oatscoop@midwest.social 21 points 2 years ago (1 child) Unions, blegh. I was forced into a union at my job, and it's horrible. We get tons of time off, full benefits, protection from our employers when they try to violate the contract or do something illegal, and great pay. I'm currently set to retire at 55 years old, with over $10,000 a month income between my pension and 457b. I mean, what the hell is my $100 a month in union dues doing for me!? permalink fedilink source parent hideshow 2 child comments replies: [β] Jeanschyso@lemmy.world 1 point 2 years ago (1 child) That was me 16 years ago. I was so used to "work hard play hard" that I butted off with the union. They sent goons to intimidate me in the toilet, telling me to stop trying to beat records. I hated unions for years after that. Now, I see why they can be good, necessary even but I'm still kinda scared of them. permalink fedilink source parent hideshow 2 child comments replies: [β] MyNotPublicAccount@lemmy.world 2 points 2 years ago (1 child) I feel like you didn't read the whole of their comment. permalink fedilink source parent hideshow 2 child comments replies: [β] Jeanschyso@lemmy.world 2 points 2 years ago Yeah, I was commenting on how I used to think that the benefits of unions weren't worth the trouble. Now I know better. Still scared of goons, but I know better. permalink fedilink source parent [β] JJROKCZ@lemmy.world 5 points 2 years ago You can put in however much you want, the company only matches up to a certain low percent though. Typically less than 5%. I personally put 17% of my income into my 401k since I didnβt do anything for about a decade that I shouldβve been doing 10% and now Iβm trying to catch up, company only matches 3% permalink fedilink source parent [β] ALoafOfBread@lemmy.ml 4 points 2 years ago* The limits on 401k contributions are federally regulated and are set as a nominal amount. Employers often have employees select a percentage of their income to contribute, and for very high income earners, 15% might be over the federal limit. Also, employers can match employee 401k contributions. That is usually a percentage match of annual salary up to a given limit (e.g. 2% of salary up to $3000). permalink fedilink source parent [β] raptir@lemdro.id 4 points 2 years ago Any company that pays you less than $150,000. permalink fedilink source parent [β] Kage520@lemmy.world 1 point 2 years ago The company I work for just moved up to 30% of your paycheck. But they don't really match. They say they do, but the max they will match is $750 per year. permalink fedilink source parent
[β] psivchaz@reddthat.com 25 points 2 years ago (2 children) Generally you can put in as much as you want but they only provide matching for some percentage. Usually like 1-5%. There is a total contribution limit but that won't affect most people. permalink fedilink source parent hideshow 4 child comments replies: [β] Trollception@lemmy.world 14 points 2 years ago You can put in a max of 22,500 per year. The employer contribution can be higher. permalink fedilink source parent [β] Kage520@lemmy.world 0 points 2 years ago The company limits it to a percentage of your paycheck. Where I work it used to be 10% so I was never mathematically capable of maxing the full irs limit, but they moved that to 30% recently. permalink fedilink source parent
[β] Trollception@lemmy.world 14 points 2 years ago You can put in a max of 22,500 per year. The employer contribution can be higher. permalink fedilink source parent
[β] Kage520@lemmy.world 0 points 2 years ago The company limits it to a percentage of your paycheck. Where I work it used to be 10% so I was never mathematically capable of maxing the full irs limit, but they moved that to 30% recently. permalink fedilink source parent
[β] Astroturfed@lemmy.world 23 points 2 years ago* (1 child) You can put however much you want in. Max is like 22k a year. You're probably thinking match, ya basically no company will match 15%. That'd be too close to a pension fund or something reasonable. We can't have that. The boomers said those were bad, raegonomics are good. Fuck pensions and unions. permalink fedilink source parent hideshow 2 child comments replies: [β] oatscoop@midwest.social 21 points 2 years ago (1 child) Unions, blegh. I was forced into a union at my job, and it's horrible. We get tons of time off, full benefits, protection from our employers when they try to violate the contract or do something illegal, and great pay. I'm currently set to retire at 55 years old, with over $10,000 a month income between my pension and 457b. I mean, what the hell is my $100 a month in union dues doing for me!? permalink fedilink source parent hideshow 2 child comments replies: [β] Jeanschyso@lemmy.world 1 point 2 years ago (1 child) That was me 16 years ago. I was so used to "work hard play hard" that I butted off with the union. They sent goons to intimidate me in the toilet, telling me to stop trying to beat records. I hated unions for years after that. Now, I see why they can be good, necessary even but I'm still kinda scared of them. permalink fedilink source parent hideshow 2 child comments replies: [β] MyNotPublicAccount@lemmy.world 2 points 2 years ago (1 child) I feel like you didn't read the whole of their comment. permalink fedilink source parent hideshow 2 child comments replies: [β] Jeanschyso@lemmy.world 2 points 2 years ago Yeah, I was commenting on how I used to think that the benefits of unions weren't worth the trouble. Now I know better. Still scared of goons, but I know better. permalink fedilink source parent
[β] oatscoop@midwest.social 21 points 2 years ago (1 child) Unions, blegh. I was forced into a union at my job, and it's horrible. We get tons of time off, full benefits, protection from our employers when they try to violate the contract or do something illegal, and great pay. I'm currently set to retire at 55 years old, with over $10,000 a month income between my pension and 457b. I mean, what the hell is my $100 a month in union dues doing for me!? permalink fedilink source parent hideshow 2 child comments replies: [β] Jeanschyso@lemmy.world 1 point 2 years ago (1 child) That was me 16 years ago. I was so used to "work hard play hard" that I butted off with the union. They sent goons to intimidate me in the toilet, telling me to stop trying to beat records. I hated unions for years after that. Now, I see why they can be good, necessary even but I'm still kinda scared of them. permalink fedilink source parent hideshow 2 child comments replies: [β] MyNotPublicAccount@lemmy.world 2 points 2 years ago (1 child) I feel like you didn't read the whole of their comment. permalink fedilink source parent hideshow 2 child comments replies: [β] Jeanschyso@lemmy.world 2 points 2 years ago Yeah, I was commenting on how I used to think that the benefits of unions weren't worth the trouble. Now I know better. Still scared of goons, but I know better. permalink fedilink source parent
[β] Jeanschyso@lemmy.world 1 point 2 years ago (1 child) That was me 16 years ago. I was so used to "work hard play hard" that I butted off with the union. They sent goons to intimidate me in the toilet, telling me to stop trying to beat records. I hated unions for years after that. Now, I see why they can be good, necessary even but I'm still kinda scared of them. permalink fedilink source parent hideshow 2 child comments replies: [β] MyNotPublicAccount@lemmy.world 2 points 2 years ago (1 child) I feel like you didn't read the whole of their comment. permalink fedilink source parent hideshow 2 child comments replies: [β] Jeanschyso@lemmy.world 2 points 2 years ago Yeah, I was commenting on how I used to think that the benefits of unions weren't worth the trouble. Now I know better. Still scared of goons, but I know better. permalink fedilink source parent
[β] MyNotPublicAccount@lemmy.world 2 points 2 years ago (1 child) I feel like you didn't read the whole of their comment. permalink fedilink source parent hideshow 2 child comments replies: [β] Jeanschyso@lemmy.world 2 points 2 years ago Yeah, I was commenting on how I used to think that the benefits of unions weren't worth the trouble. Now I know better. Still scared of goons, but I know better. permalink fedilink source parent
[β] Jeanschyso@lemmy.world 2 points 2 years ago Yeah, I was commenting on how I used to think that the benefits of unions weren't worth the trouble. Now I know better. Still scared of goons, but I know better. permalink fedilink source parent
[β] JJROKCZ@lemmy.world 5 points 2 years ago You can put in however much you want, the company only matches up to a certain low percent though. Typically less than 5%. I personally put 17% of my income into my 401k since I didnβt do anything for about a decade that I shouldβve been doing 10% and now Iβm trying to catch up, company only matches 3% permalink fedilink source parent
[β] ALoafOfBread@lemmy.ml 4 points 2 years ago* The limits on 401k contributions are federally regulated and are set as a nominal amount. Employers often have employees select a percentage of their income to contribute, and for very high income earners, 15% might be over the federal limit. Also, employers can match employee 401k contributions. That is usually a percentage match of annual salary up to a given limit (e.g. 2% of salary up to $3000). permalink fedilink source parent
[β] raptir@lemdro.id 4 points 2 years ago Any company that pays you less than $150,000. permalink fedilink source parent
[β] Kage520@lemmy.world 1 point 2 years ago The company I work for just moved up to 30% of your paycheck. But they don't really match. They say they do, but the max they will match is $750 per year. permalink fedilink source parent