If you're okay doing a little bit of legwork: Whatbox.ca as a remote service that you can upload (or download torrents) directly to it. I think they're Canadian but I'm not 100% - just has a lot of good guides to get you up and running.

I'm a fan of Plex, but they are an American company and they continue to enshitify with their policies - I bought a lifetime pass a long time ago because I really enjoyed their music player plexamp.

Jellyfin is the free and open source option, but I don't think you'll get some of the nice features like music analysis and a library radio that tries to pull things together in a somewhat comprehensive way.

This is my music solution. If you're listening at lossless and only have 1000 albums their smallest option is 2tb(€14/mo) server slot which would likely be hosted in NL.

RE: risk tolerance if you've got the know how you can set this up on a locally hosted server using Jellyfin and torrent directly to it. Advantage of a seedbox is the transfer of risk.