I have always wondered about this and it's always been the question I would want to ask neil degrasse tyson about if I ever met him... I never realized there was a term for it or even other people believed it...
My other crazy theory is that we are always in a state of jumping between realities... As a state of self preservation... We exist in the reality where we keep living. With the possibility of realities being infinite and the possibility of a subset of those infinites being basically the same as the one you're in...
Who knows maybe it's just a reassuring way to be happy knowing that one day your actually going to die instead of all those times you have felt like you have almost died being truly a time you have died...