[–] 2 points 2 days ago (1 child)

Is that what banks are for? Savings account interest rates at historic lows of .4%, which doesn't even outpace inflation. We're essentially paying them to spend our money.

You could get a HYSA for 3%. Income is taxed, interest rates are variable. Not really many good options.

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  • [–] 2 points 4 weeks ago

    I look at it this way: true or false, something like this happens every day. I'm lucky enough to know an entire community of people who would do something like this, and I doubt they'd all post it on the Internet, so I accept this as the placeholder.

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  • [–] 4 points 1 month ago (1 child)

    Copilot isn't an LLM. It's just an application layer that utilizes other 3rd party LLMs like gpt. I think it's shit because it's usually a few versions behind and they put guard rails and external data filtering on their application layer.

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  • [–] 2 points 1 month ago

    Walmart and Target are just as bad as Amazon. Bad examples. I'm from the US and haven't used Amazon in 2 years. I just search for other online retailers and I've always been able to find what I'm looking for at a price less or equal to what I'd pay Amazon. I don't get the pro-Amazon arguments.

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  • [–] 1 point 1 month ago

    What do you mean? In the US, if you try to overthrow the government and injured/kill police officers you get a pardon. If you swindle working class Americans out of billions of dollars and save a million of that for a bribe, you get a pardon. This is how things work.

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  • [–] 3 points 1 month ago

    They're unconfigured PoS systems. Look at all the different PoS solutions out there. You never know where or when to tap your credit card, hit yes before or after the transaction is initiated. It's generally smaller vendors not configuring non-out-of-the-box solutions. Simple as that.

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  • [–] 7 points 1 month ago (1 child)

    It's built into the price of the meal. It's more systemic than making the customer pay the wait staff. The profit margins on food are razor-thin, despite "offloading" wait staff salary and no one in the restaurant getting healthcare. If you're not going to tip, then don't go out to eat. Going out and not tipping exclusively hurts the staff.

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