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When you're criminally accused, how do you pay your mortgage? (www.stuff.co.nz)
submitted 2 years ago by to c/asklemmy@lemmy.ml
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Obviously, I am not in this situation. Related article, wondering what is happening to this woman's house/loans/expenses/rent/car payments/etc

So before conviction, when you're being held pending court proceedings, it would be inconvenient to attend your work place during that time. So I'm wondering, what happens?

If you're found not guilty after months of court hearings, are you just fucked over completely because the bank foreclosed on your house?

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[โ€“] 124 points 2 years ago (2 children)

This is one part of the vicious cycle of excessive imprisonment in the US. You generally don't. If you're imprisoned your rent or mortgage will lapse and if you can't afford to absorb the payments with savings you may be forced to sell or release the property to avoid going into debt... then when you get out you'll have no where to go.

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  • [โ€“] 33 points 2 years ago (3 children)

    I fucking hate US

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  • [โ€“] 27 points 2 years ago (2 children)

    What happens to your home/property in other countries when you're incarcerated for extended periods of time?

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  • [โ€“] 9 points 2 years ago (1 child)

    In india there is no law barring from paying/owning property from jail.

    There is no difference between defaulting weather you are in jail or not.

    It would be treated as if you ran off in case you don't respond and fail to pay the required payments, things would proceed accordingly.

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  • [โ€“] 20 points 2 years ago (1 child)

    There's no law in the US stopping you from paying from jail either. If you have the money.

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  • [โ€“] -3 points 2 years ago* (last edited 2 years ago) (1 child)

    Yeah there's no law preventing it but you wouldn't have the ability to write a check or to send money by Zelle, as an example. You would need someone outside the jail to make those payments on your behalf.

    Edit: I wonder why people are downvoting me. When someone is arrested and put in jail they just can't do normal things. Maybe some people eventually get computer access in prison but realistically you couldn't depend on it

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  • [โ€“] 3 points 2 years ago (1 child)

    Jesus, people don't even get internet access in US prisons?

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  • [โ€“] 2 points 2 years ago (1 child)

    Depends on what you are in for. And also depends on which prison guard you posed off.

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  • [โ€“] 1 point 2 years ago (1 child)

    And I assume that it may also vary from prison to prison, as prisons are privatised in the US?

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  • [โ€“] 1 point 2 years ago (1 child)

    Not sure why you got down voted for that. But the prisons are privatized in the US. Not sure how that would affect phone or internet

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  • [โ€“] 4 points 2 years ago (1 child)

    If you don't pay property tax, the city/county will seize it and auction it off to pay the bill.

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  • [โ€“] 2 points 2 years ago (1 child)

    So.. the same exact thing then.

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  • [โ€“] 2 points 2 years ago

    Actually, I just now realized that I misread their comment and thought they were asking about what happens in the US. I'm honestly not sure what happens in places like Europe, but I imagine it's much less of an issue since prison isn't the 'solution' for everything like it is here.

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  • [+] -12 points 2 years ago (4 children)

    Well, this is not a US problem or a prison problem. It's fundamentally a problem where you don't pay your mortgage. If you decide to go to the international space station for 2 years and not pay your mortgage during that time, you will get your house foreclosed.

    Pay your mortgage and if you are not able to do it yourself, get someone to do it for you.

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  • [โ€“] 8 points 2 years ago

    It's an especially awful problem in America because we jail people for minor offenses so this impacts a lot of people that arguably should never be jailed anyways... and once you're jailed in the US there's a strong chance it will happen again and again.

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  • [โ€“] 7 points 2 years ago

    People who spend 2 years on the ISS are generally very well paid for it. They're not going to have any trouble covering their mortgage.

    That is entirely different from having your ability to earn a living taken away by the state even while legally presumed innocent.

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