It could be done with roommates.

While it's a stretch, that's not the most glaring thing here...health insurance at $20/mo is an absolute joke that should've never gotten past any of the eyes that had to look at this thing before it went out.

The last time I had to pay for health insurance out of pocket, my premium was closer to $250/mo.

Granted that was for good coverage, but even a "just the basics" plan was at least half that.

One of the other things that "breakdowns" like this miss too is that these places typically don't have sick days or paid vacation at all. You don't come in, you don't get paid.

So getting seriously ill is a major issue. If you catch the flu or covid and you're down for two weeks, that's half your month's budget, from both jobs, gone. Plus your expenses are likely spiking for one or more doctors appointments, covid tests, medicine, etc. that you wouldn't normally be spending on.

Add to that that a shitty manager might also just decide that missing two weeks makes you unreliable, so they just fire you, or just decide not to schedule you anymore, and now your future income is gone too.

...all because you caught an illness.