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[–] 37 points 2 years ago* (last edited 2 years ago) (2 children)

As a young adult who wanted to avoid debt, my rules were somewhat similar

  1. Car must be used, for sale by private seller. Avoids dealership fees, warranty fees etc.

  2. If I cannot buy it in full, in cash that day, I cannot afford it.

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  • [–] 22 points 2 years ago

    I bought my first car on credit. After my last payment, I diverted that money into dedicated savings for the next car. Kept me from lifestyle creep and paid myself interest instead of the bank.

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  • [–] 9 points 2 years ago* (3 children)

    As a young adult in Europe (the place where walking and biking safely is possible), my rules were:

    1. Rent apartment close to work
    2. Don't need car and I still commute to work faster then my collegues

    I am entirely convinced US cities are designed by the car lobby.

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  • [–] 3 points 2 years ago (2 children)

    They werent designed by the car lobby, but many did have their transit bought out by the car lobby coupled with the suburban american dream resulting in the demolition of many downtowns and neighbourhoods to make highways and surface level parking lots.

    I live somewhere that I can get to nearly everything I need by walking except for work and I feel far more free than a car ever made me feel.

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  • [–] 1 point 2 years ago* (1 child)

    No, I know US used to have the best public transit in the world at one point. I meant they designed the rebuilt cities.

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  • [–] 2 points 2 years ago

    The suburban experiment is more responsible for the design of american cities. The post WW2 period saw rapid expansion of suburbs and road networks. Country style living with city amenities. The problem is they stopped building any other type of development and pretty much exclussively building SFH suburbs and strip malls/big box stores.

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  • [–] 1 point 2 years ago (1 child)

    many did have their transit bought out by the car lobby

    I know that happened in LA, where else?

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