While that still sucks and there’s probably a lot of irreplaceable stuff that gets lost, the house is probably still the single most expensive thing a person can own. Take out every other thing inside my house and it’s still likely a fraction of the house’s value.

Maybe if instead of house you said home 🤔

Not mysteriously, they burned. Also, your loved ones, all dead

As far as rebuilding goes, 0 smoke damage would be a major blessing