Okay, so:

Direct cremation is a very specific thing that morticians are obligated to provide, at risk of losing their license if they refuse. It costs less than a thousand bucks (but usually a lot less), and they don't make a lot of money off of it. So, they're unlikely to offer that service unless you use those specific words: DIRECT CREMATION.

What that means is your body is cremated, and your loved ones get your remains back in a plastic bag in a box. They can spread your ashes wherever you want. Or flush you down the toilet. But they probably shouldn't do that, because there's bits of bone in there and that would be really awkward to explain to a plumber. But you get the idea.

Funeral directors will attempt to take advantage of your family's grief to upsell them on virtually everything imaginable. I mean, you loved X, didn't you? Don't they deserve the best? They're monsters. When my brother died our parents were ready to hand over $15,000 to those ghouls for nothing. I intervened, and the same service they wanted was possible for around $800.

Fuck funeral homes.