Asklemmy

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[–] Confidant6198@lemmy.ml [S] 12 points 2 years ago (2 children)

Why didn’t you choose to live in an area without HOA?

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[–] basic_spud@kbin.social 4 points 2 years ago (1 child)

This is getting more and more difficult, sadly. Almost all new housing development is done by corporate / bulk build, which are almost always governed by HOAs

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[–] Neato@kbin.social 4 points 2 years ago (1 child)

Yep. Something like 88% of new builds in the US are built from the start with HOAs.

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[–] bluGill@kbin.social 1 point 2 years ago

Once you live there though you can vote to disband the hoa. Read the bylaws carefully and consult with a lawyer to see what local and state laws are (remember too you can change those laws and make hoa provisions you don't like invalid).

I only once lived under a hoa. I agreed because I had it in writing I could keep up to five cows on my property. (Not that o did, but it was allowed)

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[–] prettybunnys@sh.itjust.works 2 points 2 years ago

Because they’re full of shit

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[–] WarmSoda@lemm.ee 11 points 2 years ago* (last edited 2 years ago) (3 children)

Don't buy a house in a HOA.
You're going to pay taxes no matter what, sorry to break that to you. Kinda surprised you didn't know that if you were going to pay cash for land.

Edit. Lol guy blocked me for that? Lame

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[–] ElleChaise@kbin.social 2 points 2 years ago (3 children)

I don't know how it is everywhere, but in multiple areas I've lived, you can't just build your own house anymore. You either go outside of city limits and pay to get utilities out there, pull permits, the whole nine, or you buy a premade piece of crap cookie cutter house in the city, which usually comes with some form of HOA. Unless you got big bucks, most people simply can't afford a house outside of an HOA of some kind anymore.

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[–] Death_Equity@lemmy.world 5 points 2 years ago

That is highly dependent on the state. In every state, the majority of homes are not HOA. The worst is Florida with 45% of homes in an HOA, but the majority of states are under 20%.

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[–] PP_BOY_@lemmy.world 2 points 2 years ago

What kind of shithole do you live in?

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[–] bluGill@kbin.social 1 point 2 years ago

Pulling utilities is not that expensive. Sure it is tens of thousands ,but in a development it is nearly that much, you just don't realize it as those costs are bundled in. You get some of that back because rural areas allowed manufactured houses which are cheaper. (Careful, there are good manufactured houses, but the industry has earned their terrible reputation)

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[+] PeepinGoodArgs@reddthat.com 1 point 2 years ago* (last edited 2 years ago)

[deleted]

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[–] originalucifer@moist.catsweat.com 0 points 2 years ago (1 child)

there are some places without property taxes

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[–] WarmSoda@lemm.ee 2 points 2 years ago (1 child)

Every single state in the US has property tax on homes.

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[–] originalucifer@moist.catsweat.com 1 point 2 years ago

woops, my bad. maybe im thinking of income tax

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[–] squiblet@kbin.social 9 points 2 years ago (2 children)

You still have to live somewhere and keep up with monthly payments there, right?

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[–] firecat@kbin.social 2 points 2 years ago (1 child)

No, you can buy a land or house and just pay the legal taxes you owe. You are better off buying land and then living inside your car/mobile home then random parking lot.

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[–] squiblet@kbin.social 3 points 2 years ago (1 child)

I thought that was the issue… property taxes. That dodges HOA, which you could do with a house too, but as you say, not property taxes.

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[–] firecat@kbin.social 4 points 2 years ago (1 child)

You do know HOA is a company and not a government entity right? These companies buy a lot of land and create different HOA policies. Buying land means you own the land, HOA cannot legally buy land that’s owned. There’s lots of newspapers reporting about it, sometimes being a joke.

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[–] squiblet@kbin.social 2 points 2 years ago

I'm well aware of that, yes. However, HOAs usually insert a clause in the deed. People have tried fighting them and lost many times. Maybe some have won, idk. But personally I'd just buy land somewhere that doesn't have one.