So you’re intentially putting your car in a situation where it can be damaged, and you’ll admit that to your insurance so they can not pay out to you?

They would ask why you parked there and not somewhere else. Taking the picture proofs your intent even….

Insurance isn’t stupid they know these games and people do this stuff intentionally all the time, you’re not going to have an easy slam dunk victory. There’s plenty of precedent from people thinking it’s a smart idea before. Give your insurance clauses a read, there’s clauses about you not putting your vehicle in situations, doing everting you can to avoid a collision…

Goes both ways, the clauses also prevent people from abusing the system and intentionally damaging their vehicles to get repaired.

If you have a legitimate claim, there is nothing you should worry about.

I’m glad my premiums don’t go up because someone intentionally hit a car marginally in their lane “because I had the right of way”, instead of just moving slightly over to avoid the collision.

Nope that is not even true in the slightest actually, your insurance has clauses that you have to do what you can to prevent accidents and claims.

You can be hit by a vehicle and still be found 100% at fault in plenty of situations.

Play stupid games and find out.