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Mint is shutting down, and it’s pushing users toward Credit Karma (www.theverge.com)
submitted 2 years ago by to c/technology@lemmy.world
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[–] 24 points 2 years ago (10 children)

Damn I still use this. Now what should I use for budgeting?

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  • [–] 14 points 2 years ago (2 children)

    Gnucash can do this and is floss so won't really go away.

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  • [–] 12 points 2 years ago (2 children)

    The main draw of Mint for me was how it pulled all transactions from all of my financial institutions. Can GnuCash do that too or is it just a FOSS alternative of QuickBooks?

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  • [–] 7 points 2 years ago (2 children)

    Do I need to know programming or enjoy spreadsheets to use this?

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  • [–] 10 points 2 years ago (2 children)

    I use YNAB and really like it

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  • [–] 3 points 2 years ago (1 child)

    I've been checking YNAB out. I really like that it has an API subscribers can use.

    One of my complaints is that it doesn't seem to have rule-based categorization, but I may just write a script (or find someone else's) that interacts with the API.

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  • [–] 1 point 2 years ago (1 child)

    Do you mean rule-based by Payee? That's definitely something it does.

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  • [–] 1 point 2 years ago (1 child)

    It could be that I misunderstood, but I mean something like Mint's feature where you can have it do something like this: "Always rename 'YRBNK PMT' as 'Your Bank Payment' and categorize as Credit Card Payment".

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  • [–] 6 points 2 years ago (1 child)

    I use budget with buckets. Similar to ynab, however syncing, if you want it, only costs $15/year. Free unlimited trial.

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  • [–] 3 points 2 years ago

    I've been using Rocket Money. It has mostly the same functionality as Mint, but seems to work a lot better. It also doesn't wait 5 days to notify me of deposits like Mint does.

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  • [–] -2 points 2 years ago* (2 children)

    Have several credit cards for your categories, and use the same checking account to autopay for all. View credit card statements for breakouts and ytd expenditure for each category.

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  • [–] 2 points 2 years ago (1 child)

    Just a heads up that the Citi custom cash card gives you 5% back on the most spent category, great for rarely boosted categories like gas or groceries.

    Seems to mesh really well with your budgeting method. Limited to one per person, but if you have anyone you trust to be an authorized user you can each have one to have two such categories.

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