I don’t really care about what happens to my body or my stuff after I die. Growing up in a hoarding home, my goal is enjoy what I have now and minimize what others have to deal with when I’m gone.
If I go unexpectedly, the people in my life need easy access to my stuff to ensure they’re not fucked by rapacious corporations trying to profit off “sorry thesmokingman died someone didn’t cancel the electric so you owe a ton.” Any assets I have (after student loans, of course) should be easily accessible. The people close to me might want some token of me or some insight into what data I like to hoard. I’ve got a dead man’s switch with my password manager that goes to specific people. They can have it all.
If there’s no one in your life, by all means, nuke your shit. If there are people in your life, why do you care what happens to your things when you’re dead? You’re dead.