Never take anything a Republican says as though it were in good faith.

Same reason mortgages can have "early payment penalties".

Paying them off now is less money than if it takes a decade of interest.

Someone should remind the Republicans Jesus was cool with loans, but a Christian who charges interest goes straight to hell. It's why back in the day most bankers were Jewish and why all the stereotypes about money came into being. Wealthy Christians wouldn't loan without interest because they loved money more than helping others.

Isn’t Virginia Foxx the same piece of shit that screamed at a reporter for asking about the new speaker’s role in the coup attempt?

Just checked, she is. She is engaging in typical Republican double speak and nothing about her argument is in good faith.

Never in history has a conservative entered any debate or conversation in good faith. Every word uttered by a conservative is deception or manipulation. Every word.

We should be teaching our children why we never believe the words of a conservative.

Debt cancellation =/= taxpayer paying off the debt. It's drawing a line under it, saying that the lenders have already profited their fair amount from the debt and cannot claim any more.

People claiming entitlement to ongoing profit is such bullshit.

Loans aren't meant to help people. They are meant to generate interest. People who invest in the lenders are technically going to lose money here. But it ain't you and me investing in the profits of student loans. And if you are, you need a smarter portfolio that doesn't rely on the world burning.

OK, arguments I can think of, which I could see being made with sincerity, and that could support the assertion that this is harming borrowers.

• By continuing to promote the idea of student loan forgiveness, Biden is giving false hope to millions of borrowers who are waiting for their loans to go away when they should be focusing on paying them off as quickly as they can, or refinancing them to make them more manageable.
• Student loan forgiveness doesn't help future borrowers, who will be getting just as much debt.
• Forgiving student loans and setting an expectation that loans will be forgiven takes away what little pressure exists on colleges to keep tuition down.
• It costs money, which will contribute to the national debt and that hurts all of us, including borrowers.

.

That's the best I can come up with. And obviously none of that compares to the harm of being economically crippled by student loans, and the relief that forgiveness would mean for borrowers.

And of course, absent from all this is any kind of alternative plan to address the issue. I can understand not wanting to forgive loans without also reforming the system to prevent this situation from happening again. But instead, all they've offered is a cap on how much students can borrow, and a bill that would force repayment plans to be on worse terms than the plan the Biden administration had already announced it was implementing.

The only GOP plan that I can recall that actually seemed like it was intended to help borrowers was Rubio's proposal to eliminate interest on all student loans. So of course it was dead on arrival.

I'm trying to understand this in good faith, which is probably a mistake.

Yes. Why would you do that?

She probably thinks it's teaching them bad habits. These borrowers will probably go on to do drugs and think that they don't even need to pay their dealers.

how does this hurt borrowers

The GOP believes that every person is a small child and that not paying your loans equates to a moral failure from which you will learn to never pay any debts ever again

Unless they're business loans, in which case it's a moral failure of society to not give you free money.

I think she means it's not fair to the borrowers whose loans are not forgiven, their tax dollars are being used in place of the money that would have gone to repay the loan while they get no benefit.