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What single item improved the quality of your life over you got it? (Buyed it/got as present/made it) (lemmy.zip)
submitted 2 years ago by to c/asklemmy@lemmy.ml
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[โ€“] 2 points 2 years ago (1 child)

  1. The 20 % deposit has to be taken into the calculation as well.

  2. You are completly neglecting insurance.

  3. You are negleticing maintanance.

  4. You are comparing two different properties.

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  • [โ€“] 1 point 2 years ago
    1. The 20% deposit is the entire point. It's the barrier of entry to home ownership that keeps people renting. Of course I factored it in, it's why I spoke of a mortgage of $344k and not $430k.
    2. What does insurance have to do with anything? We are comparing rent to repayments. We have renter's insurance now. We'd be changing that.
    3. Are you saying you spend over $100 per week, every week on maintenance?
    4. True. We've downsized from a four bedroom house to a three bedroom townhouse. You'll just have to take my word for it that 4 bedroom houses in the next suburb go for about the same as the place we have because I've already told Lemmy enough about where I live.
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