that's only viable for people who make 50+k a year and spend like irresponsible assholes in a reasonable cost of living area.
if you're closer to the poverty line, frugality ain't gonna save you unless you live with your parents.
regardless, this rhetoric is just victim blaming. people should be able to enjoy a meal out a few times a week and some beer AND own a house even if they work as a janitor.
like, give me a fucking break.