I have heard of financing. My buddy is currently on his way to paying 32k for a 15k car lmfao. The bank already owns my house, they don't need to own my transportation too. I spend 40 or so a week on gas during the winter, but in the summer I ride motorcycles every day so my fuel cost is 12-20 a week for 8 or so months of the year! No car payment is going to be cheaper than the transport I own cash right now, simple as that. I have too many bills and shits too expensive to incur another monthly payment!