There are always trade offs.

I would love to main a Linux phone, as I'm sure many here would. But the present trade offs are too great.

NFC payments are extremely convenient, especially when managing multiple cards - some of which are virtual. It's a service I had, then went without for awhile, and then appreciate having back again.

I understand my initial comment makes it seem like I never carry a wallet true - which is not true - and liking Google Wallet is akin to saying "but I just like smoking" (in this community).

It's great that you don't find it as convenient, which means the trade off isn't as substantial for you. However for my 5 days a week commuting it's a load off.