To clarify, I know it works. I used it years ago (2022 I guess) and found it extremely convenient then. I did even help others set it up because I found it so efficient. So that's or popularity is not into question. How secure it is also isn't what I'm questioning because honestly if my bank suggests to use it, and it's not secure, they will have to pay in the end. No, the question is solely WHO gets WHICH data. For example is the bank consortium that can see my purchase? Is it "anonymized" (whatever that might in practice means) then sold to 3rd party?
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