Just got a fairphone 4. It feels so much more solid than my old pixel 6a. Its battery lasts for almost 2 days. Same performance that I can see. Spare parts for cheapish on the site.

Anyways just wanted to share.

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[–] 20 points 1 year ago (5 children)

No. Most banks have websites, and most of them do most of the the things most people do with their bank. The only thing I think my bank's app does that the website doesn't is deposit a check by taking a picture of it. I use that feature about once a year.

I'm sure some people need banking apps, but I would bet it's fewer than think they need banking apps.

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  • [–] 3 points 1 year ago (1 child)

    My bank mandates a mobile app for 2FA. I can't do anything without my smartphone, sadly.

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  • [+] 5 points 1 year ago (1 child)
  • [–] 3 points 1 year ago (1 child)

    I believe it's possible to buy a physical device that uses your debit card and a PIN to generate your TANs. The process is cumbersome though. I'd rather use their app (which works without Google services, thankfully).

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  • [–] 1 point 1 year ago (1 child)

    Depending on location, you need the app for QR-pay services. Very handy if it's available.

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  • [–] 1 point 1 year ago

    My bank refuses to play ball with Graphene, so I have to use the website. Which is ok, but I have to put in a 2fa code sent via SMS every. damn. time.

    I have to put in TWO passwords, then still have to authenticate with that code. I'm convinced it's because they want me to use the app.

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  • [–] 1 point 1 year ago (1 child)

    In most of Western Europe (where Fairphone's target audience lives) - banking apps are a necessity. You'd find it very difficult to bank without these apps. Not impossible, but still a big hassle.

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