cross-posted from: https://lemmy.world/post/33704049

Wanted to add, "Fuck Cars!!"

Car payments for decades of one's life are not the way to go.

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[–] 2 points 1 year ago (1 child)

If anyone's situation improves, look into converting credit card debt into a personal loan. The interest in some cases can be a lot less.

Usual disclaimers. Everyone's circumstances are different, and not financial advice.

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  • [–] 2 points 1 year ago

    I just keep balance transferring it to new cards with promo 0% APR for some months

    the balance transfer fees are significantly lower than card interest for sure (not sure about personal loan interest, I'll have to check my bank)

    every time I do this I hope that this time around is the time I finally pay it all off before a new crisis arises that I have to pay for. sigh

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