@ontariobay in Brazil there is the PIX, it is an instant payment between almost any bank account, in the first year it was introduced you could use it to pay for almost anything, online or in person, it usually approves in less than a second and there is no fee.

@HopFlop @PrettyFlyForAFatGuy a bar should be on the top five, I don't trust whoever voted on this

@pai_zosima if they could afford a house it would not be necessary

@const_void take the bus