[–] 26 points 2 years ago (1 child)

Jessica Dickler, why the FUCK would I wait for the value of my cash to disintegrate when I could get 1.08x more tacos today than if I put that money in savings and bought tacos with it next year?

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    The moment that inspired this question:

    A long time ago I was playing an MMO called Voyage of the Century Online. A major part of the game was sailing around on a galleon ship and having naval battles in the 1600s.

    The game basically allowed you to sail around all of the oceans of the 1600s world and explore. The game was populated with a lot of NPC ships that you could raid and pick up its cargo for loot.

    One time, I was sailing around the western coast of Africa and I came across some slavers. This was shocking to me at the time, and I was like “oh, I’m gonna fuck these racist slavers up!”

    I proceed to engage the slave ship in battle and win. As I approach the wreckage, I’m bummed out because there wasn’t any loot. Like every ship up until this point had at least some spare cannon balls or treasure, but this one had nothing.

    … then it hit me. A slave ship’s cargo would be… people. I sunk this ship and the reason there wasn’t any loot was because I killed the cargo. I felt so bad.

    I just sat there for a little while and felt guilty, but I always appreciated that the developers included that detail so I could be humbled in my own self-righteousness. Not all issues can be solved with force.

     

    As I scroll through the global feed, I end up seeing content from a lot of the same people (“The Picard Maneuver” is a user I recognize often and appreciate their content).

    Would it be worthwhile to have some kind of “Top of Lemmy” or “Top of the Fediverse” awards where the Fediverse could honor users that made an impact over the prior year?

     

    Google has stated it plans to address developers’ concerns by “making web publishers promise not to abuse the API”.

    Google’s new browser-based tracking functionality available via their “Topics API” has sparked numerous concerns recently, including fear that the heightened communication of web browser history could lead to “fingerprinting attacks” which could be used to track users across devices by profiling recent web history.

    When prompted with this issue, Google started their short-term solution is to have web developers who enroll in the new Topics API platform take pledge that they will not abuse the new tool, whatever that means.

     

    A buddy of mine told me about Wealthfront recently and they’re 5% money market account rates.

    Growing up in a world where savings accounts and even CDs never approached more than 2%, the rates on this new thing blew me away.

    Free money is great, and I’d love to take advantage of these rates, but the only cash I have currently is the emergency fund I’m trying to build.

    Anyone have thoughts on if putting an efund in this kind of service is a bad idea? Not sure if it’ll be liquid enough if a major expense comes up.

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