Came to say this. For profit health insurance is an abomination and should be illegal.

Don't ignore for-profit hospitals with completely made up costs that can vary up to 10x between hospitals in the same city.

It’s not the doctor and it’s def not the insurance company (although insurance companies are evil in their own way).

Insurance companies make money from limiting what services they cover for you and by negotiating doctors down into lower rates for the services they do cover; the less money they spend on your services is more profit for them.

The people actually making money and charging obscene amount, are

• facility owners (hospital, clinics, urgent care) who produce nothing, but simply have the capital to own property and start the business
• drug companies that charge thousands percents of profit simply because they can (remember the epi pen scandal?)

The doctor seeing you wants to make a living doing something they enjoy and excel at; the facility owners are who hire people educated in medical coding just to tack on every possible fee they can, stopping just short of fraud.

That ibuprofen they gave you? It really cost less than a dollar to produce, package, and ship to the facility; but because you were inpatient when you swallowed it, well now it’s $35

That doctor that came by while you were sleeping just to glance at your chart without actually consulting or giving any review of care plan? That’s $600 because fuck you

Having worked in healthcare and insurance for 14yrs now, it’s just fucking depressing to see how everything works.

This is after they take a huge cut out of what the actual healthcare professionals make.

For real, I know there are exceptions, but I've worked with tons of doctors and not one gave two shits about someone's ability to pay. They would often argue with administration to help people who couldn't pay

Bartholomew Banks. Private Equity.

Masters of Accounting

The doctors chose to work in such a hospital though in order to get higer wages

The sad thing is that the people who do the actual work barely see any of the money.

They get paid in countries with a decent healthcare system as well

My wife had a miscarriage a few years back. Yeah. All we got for our trouble was a massive bill. 0/10. Fuck this shit and this place.

Obligatory "it's not free, you pay for it in taxes" braindead comment.

I went to the hospital once and had to pay for parking! I will never financially recover from this.

Right?

You didn't resolve the issues or mitigate their effect?

Sounds like you didn't deliver, therefore no pay.