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[–] 62 points 2 years ago* (9 children)

For the self-conscious: Cashiers generally don't give a fuck about your declined card and probably see declined cards many times a day. It's not worth their time to judge you, is what I am saying. If anything, they are just as broke as you and are quietly sympathizing.

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  • [+] 30 points 2 years ago (2 children)
  • [–] 25 points 2 years ago (1 child)

    As a shopper, I also just want to leave.

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  • [–] 10 points 2 years ago (1 child)

    But with the stuff I just spent an hour putting into my basket.

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  • [–] 12 points 2 years ago (3 children)

    Also, I've had various cards decline 10-20 times over that last decade and not once was it due to not having funds on that account. The majority of the time it's using Amex where not supported. Or entering the wrong pin. Or me not seeing the sign that said debit only. Or me forgetting I had cancelled that card already.

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  • [–] 1 point 2 years ago

    Most systems will specify if it's insufficient funds so they will at least know it was declined for some other reason. As for insufficient funds, I don't judge (especially in this economy) but most often it's because they have the money but just need to transfer it between accounts or whatever.

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  • [–] 1 point 2 years ago (4 children)

    Chip cards are the worst! 1000 questions and then I still need to use the pin anyways, and then it takes 60 seconds to process. I miss swiping and being done with it.

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  • [+] 2 points 2 years ago* (last edited 2 years ago) (1 child)
  • [–] 2 points 2 years ago (2 children)

    Are you talking about tap to pay? My credit union, and all of my credit cards don't use that feature unfortunately. I've used Google Pay a few times, but I have privacy concerns with that service.

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  • [–] 2 points 2 years ago (1 child)

    It's so funny hearing Americans talk about a feature that has been standard in Canada for almost a decade.

    Like, we are usually the ones way behind with Uber and various other similar technology services. So not sure what happened on this one.

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  • [–] 1 point 2 years ago

    All of my wife's cards have it, and I'd say probably 90% of the POS terminals support it, but somehow none of my cards have the chip. My credit union said they're working on it, but they're a tiny little place, so that's understandable. What I don't understand is why my Capitol One and Discover cards don't have them. Maybe they offer it now and I just need to request a new card, but that sounds too much like work.

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  • [–] 1 point 2 years ago (1 child)

    There’s also the fact that chip readers are shit and might error out a good card anyway.

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  • [–] 9 points 2 years ago (1 child)

    "What!? There should be plenty on there! This is a complete surprise to me!"

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  • [+] 7 points 2 years ago (1 child)
  • [–] 7 points 2 years ago

    This is just the default face we have in the Midwest USA.

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  • [–] 6 points 2 years ago (1 child)

    My face when my card is declined.

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  • [–] 4 points 2 years ago

    What's worse I find is self-checkout's (at least in the UK) require a member of staff to clear your failed payment. Like, there's no reason it couldn't just go back to "Try again", instead the light goes red, the single person who has already approved your over 18 purchases, your brought your own bag alert, etc. has to come back on their route of 40 self checkouts to check that you have in-fact not got enough money on your card, and then to stand next to you (or worse, bugger off to someone else) for you to try again or use a different card. Argh.

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  • [–] 4 points 2 years ago (1 child)

    Aah shit... Gotta get down on my knees again....

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  • [–] 4 points 2 years ago

    White people in the office:

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  • [–] 2 points 2 years ago* (1 child)

    if you accept the offer for one month free of amazon prime with an order and then turn off you card so that it declines the order you get to keep the free month of amazon prime or until you mess with you payment options again.

    the more you know!

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  • [–] 2 points 2 years ago* (last edited 2 years ago)

    Oh man, happened to me today. It only worked at different register on 6th attempt.

    Edit: But only one of them was actually "Payment declined". That's because the terminal required me to remove the card and swipe it, which I got blocked at the bank, so it obviously declined. The rest of errors were "Terminal payment not accepted" and I have no idea what it meant by that.

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  • [–] 1 point 2 years ago (1 child)
  • [–] 0 points 2 years ago

    Young Todd Howard

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