785
Toughest Choice (telegra.ph)
submitted 2 years ago by to c/memes@lemmy.ml
47 comments fedilink hide all child comments
 

all 49 comments

sorted by: hot top controversial new old
[–] 70 points 2 years ago (1 child)

Don’t forget the all powerful proverb:

“Treat Yoself!”

  • Tom & Donna
  • permalink
  • fedilink
  • source
  • hideshow 2 child comments
    •
  • [–] 21 points 2 years ago* (2 children)

    Like, right now with $200 worth of gummy bears?

    Or like later, like retirement and a roth IRA?

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 4 child comments
    •
  • [–] -2 points 2 years ago (1 child)

    If you think you're IRA is going to be worth a shit in +30? years...

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 2 child comments
    •
  • [–] 23 points 2 years ago (2 children)

    Well I'd rather try and find out it's useless than never try and realize at 65 that I should have done it.

    The "nothing will matter cause the world is going to end" crowd is usually wrong, regardless of what side their reasoning comes from.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 4 child comments
    •
  • [–] -1 points 2 years ago (1 child)

    Might wanna look up fees their going to charge you when you withdraw that money... Even after your past retirement age. You're just making the rich richer but I'll probably eat my words when we're both 65. Atleast for humanity I hope I eat my words.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 2 child comments
    •
  • [–] 11 points 2 years ago*

    The smartest thing any person can do is make their best informed decision with the information they have now. Not with speculative catastrophizing of a future that will keep marching on with or without you.

    Because it will, despite all the doomerism in the world lol. And take this from someone who thinks the stock market is just a money generation machine for the rich that plays with made up magic in order to subsidize workers retirements only possible through unsustainable growth based gdp. It's what makes compound interest even work lol.

    The peons don't like the idea of being paid so little they can't save up for retirement without magically generating money from hoarding scraps. Heads would be literally rolling daily and worker rights and pay would be enshrined in every first world.

  • permalink
  • fedilink
  • source
  • parent
    • [–] 31 points 2 years ago (3 children)

    There’s an old borscht belt joke about insurance - “What if something terrible happens, and you don’t die?”

  • permalink
  • fedilink
  • source
  • hideshow 6 child comments
    •
  • [–] 15 points 2 years ago

    My wife likes to joke when I'm in an anxiety spiral by saying "okay well on the off chance that society doesn't crumble maybe you should plan for the future". For some reason that always makes me laugh. If it does it does, but it's probably best to have a plan still.

    And reasonable budgeting can let you enjoy the now while also planning for the future

  • permalink
  • fedilink
  • source
  • parent
  • [–] 11 points 2 years ago (1 child)

    I'm 40.

    In my late 20s where YOLO got popular, I knew people who followed that lifestyle.

    Many of them are still in a hole, still working min wage jobs and chasing after whatever fad.

    It's very sad.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 2 child comments
    •
  • [–] 7 points 2 years ago (1 child)

    The whole YOLO thing never made any sense to me. If you believe in reincarnation or an afterlife, then you have every excuse to risk your life doing whatever you want. There’s usually some kinds of moralistic restrictions, but except in the most extreme religious fundamentalist societies, I suspect wingsuiting on weekends is fair game. If you’re going to live forever no matter what you do, why not?

    On the other hand, if you only live once - if you’re one and done - that seems like a demotivation to risk your life before you’re actually done with it.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 2 child comments
    •
    • [–] 16 points 2 years ago (3 children)

    impulse bought a 3D printer over the weekend then returned it today unopened

    reSpOnSibUl

  • permalink
  • fedilink
  • source
  • hideshow 6 child comments
    •
  • [–] 2 points 2 years ago

    I can respect that. But also- set aside money on a regular basis (cash in an envelope for the physical reality or in a budgeting app) until you have enough to get one. And then splurge on that or something else you want more by then!

  • permalink
  • fedilink
  • source
  • parent
    • [–] 12 points 2 years ago (1 child)

    Both alternating

  • permalink
  • fedilink
  • source
  • hideshow 2 child comments
    •
    • [–] 11 points 2 years ago (3 children)

    A tab of LSD is just about 5 bucks and one of my best experiences and fondest memories.

  • permalink
  • fedilink
  • source
  • hideshow 6 child comments
    •
  • [–] 5 points 2 years ago (2 children)

    That's more like a try once or twice with people you trust than let's do that shit every weekend sort of drug. Or am I wrong?

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 4 child comments
    •
  • [–] 4 points 2 years ago (1 child)

    It depends on you. Some people get therapeutic benefit from regular psychedelic experiences, and never stop. Other people gain life-changing insights from one or several trips. Still others use/abuse it purely for fun, with a range of consequences resulting. A minority of people have adverse reactions where latent mental illnesses like schizophrenia can be triggered.

    I'm in the second camp. A couple quotes that I relate to: "Once you get the message, hang up the phone" -- Alan Watts. "Never point [psychedelics] at anything you don't want perforated with new light"-- Terence McKenna.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 2 child comments
    •
  • [–] 4 points 2 years ago (1 child)

    I'm in the fourth camp 😭

    latent mental illnesses like schizophrenia can be triggered.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 2 child comments
    •
  • [–] 2 points 2 years ago (1 child)

    I'm sorry that happened to you, and I hope you are doing well.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 2 child comments
    •
  • [–] 3 points 2 years ago*

    Thank you, the good news is I've never touched drugs at all, because I already know that it would send me into psychosis because I have predisposition to such problems, family history and delicate psychological condition.

    So everything I do is intentionally extremely healthy and my life is very boring and I can't do anything fun but that's my life.

  • permalink
  • fedilink
  • source
  • parent
    • [–] 11 points 2 years ago

    My general approach to this tends to be to identify what makes me happy in life, splurge on those, save on everything else. For example, I love computers, so I'd splurge on parts, but religiously meal prep to save on food.

  • permalink
  • fedilink
  • source
    •
    [+] 7 points 2 years ago (2 children)
    [deleted]
  • permalink
  • fedilink
  • source
  • hideshow 4 child comments
    •
  • [–] 4 points 2 years ago (2 children)

    Ya exactly. The idea that fun should come at the expense of giving yourself a safety net is hogwash. I spent the first 25 years of my life living in poverty. The difference between people who stay in poverty and the people who leave is knowing that a stable foundation is more important than anything else in life

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 4 child comments
    •
    • [–] 4 points 2 years ago

    They should hold hands and talk about it.

  • permalink
  • fedilink
  • source
    •
    [–] 3 points 2 years ago

    Team red

  • permalink
  • fedilink
  • source
    •
    [–] 1 point 2 years ago

    lmao

  • permalink
  • fedilink
  • source
    •
    [–] 1 point 2 years ago

    My life writ large.

  • permalink
  • fedilink
  • source
    •
    [–] 1 point 2 years ago*

    Here's my problem. The boat is an "only live once" purchase though.

  • permalink
  • fedilink
  • source
    •
    [–] 0 points 2 years ago (2 children)

    Save 15-25% of your income for retirement and future expenses, then spend the rest on whatever you want.

  • permalink
  • fedilink
  • source
  • hideshow 4 child comments
    •
  • [–] 15 points 2 years ago (2 children)

    Spend 60% of your income on rent, then spend the rest on various other necessities and have nothing left over to save.

    Welcome to modern Western society.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 4 child comments
    •