Edit: update I decided on a CD. I may do an index fund in the future. This was a short commitment and easy to understand. Thanks everybody.

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[–] 1 point 2 years ago

This might make sense for people with six+ figures sitting in a savings account, but the average person today doesn't have enough cash to think about earning interest on it. For them, paying off a debt now would be cheaper in the long run. For the most part, at least.

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