That’s fair. I can store like 20 codes or something, so I just keep one extra in there then rotate it after whoever I had to give it to is done with needing it.
I live on a really busy street in a city, so I’m really not worried about someone breaking a window to get inside. Sure there’s a nonzero chance a methie might smash a window, but around here it’s mostly just testing car door handles and maybe smashing the car window if there’s a visible wallet or pill bottle or something.
Walking up to my door and doing a replay attack, or sending a master password to the lock takes seconds and doesn’t look any more suspicious than a resident entering the house. This talk is from 2016, but I doubt things have gotten significantly better, and I don’t want to be replacing my door lock, or even worrying about updating firmware, whenever something like this is found (Picking BLE Locks - Anthony Rose & Ben Ramsey).
But yeah, I’m not saying anyone’s an idiot for using a smart lock or anything, odds are it will never matter either way.