▲ 177 ▼ Britain will soon lay out new plans to regulate 'buy now, pay later' firms like Klarna after delays (www.cnbc.com) submitted 2 years ago by return2ozma@lemmy.world to c/world@lemmy.world 25 comments fedilink hide all child comments
[–] domi@lemmy.secnd.me 2 points 2 years ago (2 children) Out of interest, how do you use it that you find it useful? permalink fedilink source parent hideshow 4 child comments replies: [–] ObviouslyNotBanana@lemmy.world 6 points 2 years ago* (last edited 2 years ago) (1 child) Sure! I use it "as intended". I pay later. But I only use it when I know that there's going to be money later (I have money now) and I plan my economy pretty thoroughly. It gives me some extra space when I need it, and makes it so I don't have to put out my own money to companies I haven't purchased from before, which can be useful since I tend to look for the best deal available and that often leads me to smaller shops that have no ratings or other reputation online. permalink fedilink source parent hideshow 2 child comments replies: [–] domi@lemmy.secnd.me 4 points 2 years ago (1 child) Is there an advantage to buying from unknown shops via Klarna as opposed to paying directly? Does Klarna deal with any dispute or do they demand the money from you anyway? permalink fedilink source parent hideshow 2 child comments replies: [–] rasmus@lemmy.world 4 points 2 years ago (1 child) I have found that its easier to get refunded because you haven't paid yet and Klara has more power to get a refund permalink fedilink source parent hideshow 2 child comments replies: [–] ObviouslyNotBanana@lemmy.world 1 point 2 years ago This permalink fedilink source parent [–] Murvel@lemm.ee 0 points 2 years ago (1 child) I can get the product in my hands before paying for it, so I can verify it's what I wanted. I also don't spread my debit card info around. permalink fedilink source parent hideshow 2 child comments replies: [–] domi@lemmy.secnd.me 2 points 2 years ago* (1 child) Assuming it's not what you wanted, does Klarna deal with the seller in case of a dispute or are you stuck dealing with the seller while still having to pay Klarna? permalink fedilink source parent hideshow 2 child comments replies: [–] Murvel@lemm.ee 3 points 2 years ago I simply don't pay the invoice and send the product back. I never fronted any money. permalink fedilink source parent
[–] ObviouslyNotBanana@lemmy.world 6 points 2 years ago* (last edited 2 years ago) (1 child) Sure! I use it "as intended". I pay later. But I only use it when I know that there's going to be money later (I have money now) and I plan my economy pretty thoroughly. It gives me some extra space when I need it, and makes it so I don't have to put out my own money to companies I haven't purchased from before, which can be useful since I tend to look for the best deal available and that often leads me to smaller shops that have no ratings or other reputation online. permalink fedilink source parent hideshow 2 child comments replies: [–] domi@lemmy.secnd.me 4 points 2 years ago (1 child) Is there an advantage to buying from unknown shops via Klarna as opposed to paying directly? Does Klarna deal with any dispute or do they demand the money from you anyway? permalink fedilink source parent hideshow 2 child comments replies: [–] rasmus@lemmy.world 4 points 2 years ago (1 child) I have found that its easier to get refunded because you haven't paid yet and Klara has more power to get a refund permalink fedilink source parent hideshow 2 child comments replies: [–] ObviouslyNotBanana@lemmy.world 1 point 2 years ago This permalink fedilink source parent
[–] domi@lemmy.secnd.me 4 points 2 years ago (1 child) Is there an advantage to buying from unknown shops via Klarna as opposed to paying directly? Does Klarna deal with any dispute or do they demand the money from you anyway? permalink fedilink source parent hideshow 2 child comments replies: [–] rasmus@lemmy.world 4 points 2 years ago (1 child) I have found that its easier to get refunded because you haven't paid yet and Klara has more power to get a refund permalink fedilink source parent hideshow 2 child comments replies: [–] ObviouslyNotBanana@lemmy.world 1 point 2 years ago This permalink fedilink source parent
[–] rasmus@lemmy.world 4 points 2 years ago (1 child) I have found that its easier to get refunded because you haven't paid yet and Klara has more power to get a refund permalink fedilink source parent hideshow 2 child comments replies: [–] ObviouslyNotBanana@lemmy.world 1 point 2 years ago This permalink fedilink source parent
[–] Murvel@lemm.ee 0 points 2 years ago (1 child) I can get the product in my hands before paying for it, so I can verify it's what I wanted. I also don't spread my debit card info around. permalink fedilink source parent hideshow 2 child comments replies: [–] domi@lemmy.secnd.me 2 points 2 years ago* (1 child) Assuming it's not what you wanted, does Klarna deal with the seller in case of a dispute or are you stuck dealing with the seller while still having to pay Klarna? permalink fedilink source parent hideshow 2 child comments replies: [–] Murvel@lemm.ee 3 points 2 years ago I simply don't pay the invoice and send the product back. I never fronted any money. permalink fedilink source parent
[–] domi@lemmy.secnd.me 2 points 2 years ago* (1 child) Assuming it's not what you wanted, does Klarna deal with the seller in case of a dispute or are you stuck dealing with the seller while still having to pay Klarna? permalink fedilink source parent hideshow 2 child comments replies: [–] Murvel@lemm.ee 3 points 2 years ago I simply don't pay the invoice and send the product back. I never fronted any money. permalink fedilink source parent
[–] Murvel@lemm.ee 3 points 2 years ago I simply don't pay the invoice and send the product back. I never fronted any money. permalink fedilink source parent