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[–] 5 points 3 years ago (1 child)

I can be more flexible with my diet, can afford to vacation, I can put some money into savings, and I can outright purchase larger consumer items without saving.

These things are not negligible. I understand what you're saying, "more money, more problems", but being able to put money into a savings account and take a vacation are things that a large portion of people will never be able to do.

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