▲ 601 ▼ The current state of auto insurance: shit that belongs on a shady Kickstarter from 2013 (lemmy.world) submitted 2 years ago by ch00f@lemmy.world to c/mildlyinfuriating@lemmy.world 106 comments fedilink hide all child comments
[–] 9point6@lemmy.world 115 points 2 years ago (3 children) I mean this is dystopian as hell, right? Part of the payment for this insurance service is the policy holder's privacy? They're having to preempt that people are going to be paranoid that they're going to be flagged as some kind of ne'er-do-well permalink fedilink source hideshow 6 child comments replies: [–] eltrain123@lemmy.world 68 points 2 years ago* (last edited 2 years ago) (2 children) . permalink fedilink source parent hideshow 4 child comments replies: [–] Swedneck@discuss.tchncs.de 26 points 2 years ago and we know for a fact that most of these companies have dogshit IT security, doubtless at most of them the janitor can sign in with his corporate ID and access customer data without anyone noticing. permalink fedilink source parent [–] B0rax@feddit.de 9 points 2 years ago (3 children) Why would you give gps access to your insurance company? permalink fedilink source parent hideshow 6 child comments replies: [+] eltrain123@lemmy.world 12 points 2 years ago* [deleted] permalink fedilink source parent [–] Cosmicomical@lemmy.world 4 points 2 years ago Did they give you a fitbit? permalink fedilink source parent [–] velvetThunder@lemmy.zip 3 points 2 years ago* I could imagine you get discounts on insurance. permalink fedilink source parent [–] nogooduser@lemmy.world 35 points 2 years ago (1 child) There was a piece on a fairly recent Smashing Security podcast that said that some car manufacturers are sending data to the insurance companies anyway. https://www.smashingsecurity.com/363-stuck-streaming-sticks-tiktok-conspiracies-and-spying-cars/ permalink fedilink source parent hideshow 2 child comments replies: [–] ironhydroxide@sh.itjust.works 21 points 2 years ago (2 children) Yup, this is why in my own vehicles I physically disconnect the system that sends these messages. permalink fedilink source parent hideshow 4 child comments replies: [–] DudeDudenson@lemmings.world 10 points 2 years ago Laughs in a 2002 econohatchback permalink fedilink source parent [–] fiercekitten@lemm.ee 4 points 2 years ago (1 child) What's a good resource for someone who wants to do this but doesn't know much about car computer systems? permalink fedilink source parent hideshow 2 child comments replies: [–] ironhydroxide@sh.itjust.works 4 points 2 years ago Automotive groups, forums, clubs that focus on your individual brand of vehicle, or better your specific vehicle. Brands generally keep the same style or type of system across their range, so if it works for one car in the brand it is much more likely to work on another. My Chevy volt, for example, has a separate controller from the engine controller, and I could just airgap(unplug) it. Others you may have to remove the antenna, replacing with a dummy load to not permanently damage the circuits. permalink fedilink source parent [–] tankplanker@lemmy.world 15 points 2 years ago* (1 child) UK you have the concept of black box car insurance that offered a substantial discount for having either a dedicated device installed into the car or an app on your phone that tracks a bunch of stats as you drive. It's as shit as it sounds as it marks you down for every little infringement such as driving at peak times because that's more dangerous. Get enough points and you can have your policy cancelled. In the UK there are knock on effects for ever having an insurance policy cancelled and you have to legally declare you did when asked. While you can uninstall the app good luck making a claim if you don't have it installed with data for that journey. They'd also be pretty suss with no data over an extended period of a few months. Worst part of these is that it's expensive to switch to a non black box policy when you can afford to as you get older and more experienced. permalink fedilink source parent hideshow 2 child comments replies: [+] hayes_@sh.itjust.works 11 points 2 years ago* [deleted] permalink fedilink source parent
[–] eltrain123@lemmy.world 68 points 2 years ago* (last edited 2 years ago) (2 children) . permalink fedilink source parent hideshow 4 child comments replies: [–] Swedneck@discuss.tchncs.de 26 points 2 years ago and we know for a fact that most of these companies have dogshit IT security, doubtless at most of them the janitor can sign in with his corporate ID and access customer data without anyone noticing. permalink fedilink source parent [–] B0rax@feddit.de 9 points 2 years ago (3 children) Why would you give gps access to your insurance company? permalink fedilink source parent hideshow 6 child comments replies: [+] eltrain123@lemmy.world 12 points 2 years ago* [deleted] permalink fedilink source parent [–] Cosmicomical@lemmy.world 4 points 2 years ago Did they give you a fitbit? permalink fedilink source parent [–] velvetThunder@lemmy.zip 3 points 2 years ago* I could imagine you get discounts on insurance. permalink fedilink source parent
[–] Swedneck@discuss.tchncs.de 26 points 2 years ago and we know for a fact that most of these companies have dogshit IT security, doubtless at most of them the janitor can sign in with his corporate ID and access customer data without anyone noticing. permalink fedilink source parent
[–] B0rax@feddit.de 9 points 2 years ago (3 children) Why would you give gps access to your insurance company? permalink fedilink source parent hideshow 6 child comments replies: [+] eltrain123@lemmy.world 12 points 2 years ago* [deleted] permalink fedilink source parent [–] Cosmicomical@lemmy.world 4 points 2 years ago Did they give you a fitbit? permalink fedilink source parent [–] velvetThunder@lemmy.zip 3 points 2 years ago* I could imagine you get discounts on insurance. permalink fedilink source parent
[–] Cosmicomical@lemmy.world 4 points 2 years ago Did they give you a fitbit? permalink fedilink source parent
[–] velvetThunder@lemmy.zip 3 points 2 years ago* I could imagine you get discounts on insurance. permalink fedilink source parent
[–] nogooduser@lemmy.world 35 points 2 years ago (1 child) There was a piece on a fairly recent Smashing Security podcast that said that some car manufacturers are sending data to the insurance companies anyway. https://www.smashingsecurity.com/363-stuck-streaming-sticks-tiktok-conspiracies-and-spying-cars/ permalink fedilink source parent hideshow 2 child comments replies: [–] ironhydroxide@sh.itjust.works 21 points 2 years ago (2 children) Yup, this is why in my own vehicles I physically disconnect the system that sends these messages. permalink fedilink source parent hideshow 4 child comments replies: [–] DudeDudenson@lemmings.world 10 points 2 years ago Laughs in a 2002 econohatchback permalink fedilink source parent [–] fiercekitten@lemm.ee 4 points 2 years ago (1 child) What's a good resource for someone who wants to do this but doesn't know much about car computer systems? permalink fedilink source parent hideshow 2 child comments replies: [–] ironhydroxide@sh.itjust.works 4 points 2 years ago Automotive groups, forums, clubs that focus on your individual brand of vehicle, or better your specific vehicle. Brands generally keep the same style or type of system across their range, so if it works for one car in the brand it is much more likely to work on another. My Chevy volt, for example, has a separate controller from the engine controller, and I could just airgap(unplug) it. Others you may have to remove the antenna, replacing with a dummy load to not permanently damage the circuits. permalink fedilink source parent
[–] ironhydroxide@sh.itjust.works 21 points 2 years ago (2 children) Yup, this is why in my own vehicles I physically disconnect the system that sends these messages. permalink fedilink source parent hideshow 4 child comments replies: [–] DudeDudenson@lemmings.world 10 points 2 years ago Laughs in a 2002 econohatchback permalink fedilink source parent [–] fiercekitten@lemm.ee 4 points 2 years ago (1 child) What's a good resource for someone who wants to do this but doesn't know much about car computer systems? permalink fedilink source parent hideshow 2 child comments replies: [–] ironhydroxide@sh.itjust.works 4 points 2 years ago Automotive groups, forums, clubs that focus on your individual brand of vehicle, or better your specific vehicle. Brands generally keep the same style or type of system across their range, so if it works for one car in the brand it is much more likely to work on another. My Chevy volt, for example, has a separate controller from the engine controller, and I could just airgap(unplug) it. Others you may have to remove the antenna, replacing with a dummy load to not permanently damage the circuits. permalink fedilink source parent
[–] DudeDudenson@lemmings.world 10 points 2 years ago Laughs in a 2002 econohatchback permalink fedilink source parent
[–] fiercekitten@lemm.ee 4 points 2 years ago (1 child) What's a good resource for someone who wants to do this but doesn't know much about car computer systems? permalink fedilink source parent hideshow 2 child comments replies: [–] ironhydroxide@sh.itjust.works 4 points 2 years ago Automotive groups, forums, clubs that focus on your individual brand of vehicle, or better your specific vehicle. Brands generally keep the same style or type of system across their range, so if it works for one car in the brand it is much more likely to work on another. My Chevy volt, for example, has a separate controller from the engine controller, and I could just airgap(unplug) it. Others you may have to remove the antenna, replacing with a dummy load to not permanently damage the circuits. permalink fedilink source parent
[–] ironhydroxide@sh.itjust.works 4 points 2 years ago Automotive groups, forums, clubs that focus on your individual brand of vehicle, or better your specific vehicle. Brands generally keep the same style or type of system across their range, so if it works for one car in the brand it is much more likely to work on another. My Chevy volt, for example, has a separate controller from the engine controller, and I could just airgap(unplug) it. Others you may have to remove the antenna, replacing with a dummy load to not permanently damage the circuits. permalink fedilink source parent
[–] tankplanker@lemmy.world 15 points 2 years ago* (1 child) UK you have the concept of black box car insurance that offered a substantial discount for having either a dedicated device installed into the car or an app on your phone that tracks a bunch of stats as you drive. It's as shit as it sounds as it marks you down for every little infringement such as driving at peak times because that's more dangerous. Get enough points and you can have your policy cancelled. In the UK there are knock on effects for ever having an insurance policy cancelled and you have to legally declare you did when asked. While you can uninstall the app good luck making a claim if you don't have it installed with data for that journey. They'd also be pretty suss with no data over an extended period of a few months. Worst part of these is that it's expensive to switch to a non black box policy when you can afford to as you get older and more experienced. permalink fedilink source parent hideshow 2 child comments replies: [+] hayes_@sh.itjust.works 11 points 2 years ago* [deleted] permalink fedilink source parent
