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Is Your Driving Being Secretly Scored? The insurance industry, hungry for insights into how people drive, has turned to automakers and smartphone apps like Life360. (www.nytimes.com)
submitted 2 years ago by to c/technology@lemmy.world
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[–] 19 points 2 years ago (2 children)

I'm inclined to think this should be illegal because it could lead to a situation where insurance is unavailable to or unaffordable for anyone who doesn't opt in to fairly invasive tracking.

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  • [–] 6 points 2 years ago

    It is kinda like that. We have a tracker that we added because they increased the insurance rate and said if you install this device we'll keep the rate low based on driving patterns.

    Basically records how often you drive, hard break/sharp turns, after midnight drives, etc. We don't drive the car often so the prob of accident is low but we recently learned that they can consider not driving enough also bad saying it can make you drive recklessly or sth.

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  • [–] 2 points 2 years ago (1 child)

    If you can't afford insurance, you really can't afford to get in an accident.

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  • [–] 8 points 2 years ago

    It's also illegal in most jurisdictions. My point isn't that anyone should drive without insurance, but that allowing insurance companies to offer discounts for accepting spying will lead to the spying being effectively mandatory for most people.

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