Oh, no...we do. My best friend is a millennial, I'm an xennial, and we worry as much as Gen-Zers do. Well...I don't necessarily because I have an in-demand career as a high school advanced math teacher, but I do worry like hell about retirement. My friend, though, while having a full-time job, they have almost no savings and would be one crisis away from homelessness if it weren't for the people in their life who care about them.