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[–] 1 point 2 years ago (1 child)

Wow! I did not know that! You essentially refinance your home every 5 years? How does that work? With new closing costs and everything?

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  • [–] 3 points 2 years ago* (1 child)

    Not who you were talking to, but no, the closing costs are one time only. You basically just renew or get a new mortgage somewhere else. Ours is coming up in October, we’re a bit worried but hopeful it won’t be too bad. We’ve got wiggle room as we got a great deal on our house but it’s still going to suck. I have seen a 10 year fixed, might go for that if we can get a good enough rate.

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