I know. It's pretty nuts. We're in the same situation. We want to move, but it makes no financial sense to sell our house with such a cheap mortgage. So we're thinking about just renting it out for a few years and move into a rental where we want to live until it makes sense to sell. Keep building equity in the meantime. But it may never really make a 100 percent sense to sell.

8%, wow. I remember when it slowly (over years) came down from 17.5% in 1990 in Australia. My credit card at the time had 55 days internet free but the internet was 18.5%, at one point I think it hit 22%.