If you want, say, a boat; its probably less work to build it from scratch than to 'earn' it for the overwhelming majority.
Which is wild: Even with modern tools, economies of scale, and specialized master craftspeople (or more likely; enslaved teenagers halfway across the world chained to a shop bench, similar effect here) its easier to DIY than go through 'society', unless the thing has been made deliberately difficult to DIY-which more and more things, especially repairs and retrofits, are.
It takes more work, more coordination, and orders of magnitude more time to get the government to raise your taxes to half assedly feed the hungry with food that was gonna get thrown away than it does to just find a patch of land nobody's watching and do it yourself from Fucking scratch. Every Fucking time.
All the big decisions, decisions about Commons, and decisions about the future, including habitability of the planet, are being made in what we can all agree is the dumbest fucking way possible, and regardless of our disagreements, 999/1000 random people off the street would find it difficult to make worse ones.
So, communist or individualist, insurrectionist or moderate, what kind of brain dead fucking moron would participate in this on purpose? Would follow the rules of this on purpose?
So, what the fuck is to be done?
P.S. If you say "vote" I swear I'll fucking scream.