Do we have a non video explanation of what those methods are?

I simply don't have a budgeting method. I just don't spend money until I need to. That might sound incredibly simplistic, but it works for me. I have money taken out of my paycheck for 401k. I have automatic withdrawal for mortgage. And then everything else just gets paid electronically 1st week of the month. Is that a "method"? I wouldn't call it such, but it works.

I know there are people out there who just can't hold onto money. If they have $10 in their pocket, they'll spend it. If they had $100, they'd spend that. It didn't matter how much they made, they were always broke. I've never really understood that kind of thinking, quite honestly.