if he can do that, they could figure something out

Learn how the government works. Please. An executive order was what Biden did previously, in attempting to cancel a smaller amount of debt for less people. It was rejected by the supreme court. There is no next step, there is no other way that isn't an explicitly authoritarian unconstitutional Andrew Jackson style attack on the supreme court. Biden would have an approval rating of 10% within a week, whether or not anyone on Lemmy thinks it's a good idea.