Idk I've never used it for anything other than tap to pay, and that was also true for gpay. I personally would recommend you use something that doesn't farm your data for transferring money anyway. Zelle is what most people prefer these days, usually goes straight through your bank, no separate app, not invasive, more secure.

Venmo and cash app are trash (especially Venmo) but they are alternatives that work for sending money and have been around way longer than GPay. I still use Venmo for a few things for my parents and father in law.

GPay had tons of bloat to it which I didn't like. I don't want Google tracking my spending and tailoring "offers" for me, and I definitely don't want them sending me notifications about it. I'm not delusional, I know they're still tracking it and still sending it to advertisers but at least wallet isn't shoving my face in it.