If students can become potential liability that will make colleges only admit rich white kids and leave everybody else without an education. This falls under the category of make more people uneducated because that gets more Republican voters.

That being said parts of this bill is attractive. I like itemized breakdowns of what I am paying for for anything.

there's gonna be a catch or two, or twenty. there always is, especially if there's an (R) after a bill author's name.

tuition will probably increase significantly as schools have to cover loans themselves instead of the federal government, funds for loans will be limited and current credit worthiness becomes a key factor of whether you are able to attend. both of which will put higher education out-of-reach of more people--eventually producing a less-educated workforce, willing to work for scraps. republican goals

if the feds aren't backing the loans, the president or congress can't alter terms of those loans, such as pausing payment requirements, or using federal funds to reduce or eliminate the loan balances, etc. republican goals

states will have to pick up the slack by increasing funding to their state schools or offer their own student loan program, both of which will cost them money--significant money. this will reduce funds available for other social/public programs or require increases to state taxes. it will burden 'blue' states (the ones most likely to do these things) far more than the 'red' ones. republican goals