So an option here might be to get an old smartphone and load it with the apps over your home wifi, then hook them up to your credit/debit card or bank account. Put the phone in your glovebox or someplace when you're taking a longer trip. When you need to charge the car, plug the smartphone into the phone charger in your car, turn it on, use wifi / Bluetooth / NFC to connect to the car charger, and have the appropriate app deduct from your bank account / credit / debit card, then turn it off again.
Thanks for the detailed reply, but yeah, lol, I'm not doing that. I really want to go full EV, but not that badly. I'm with the Boomers on this one. I already have a payment method with me that's linked to my bank account, and it doesn't require any of that hoopla.