He also chose to bail out the banks instead of homeowners, and reneged on his pledge to reform bankruptcy laws to allow judges to lower mortgage payments. Instead we got HAMP, a failed attempt to bribe mortgage brokers into modifying loans. And he pushed all this through with a Democratic super majority.

There are things that I have to give him some credit on. For example, the concessions he got the auto-workers to take screwed them longer term, but they were necessary at the time and the bailout did save a lot of jobs. The UAW considered the deal a win. But I don't think the mortgage crisis would have been any different for home owners if Bush had still been in office.