Well it makes sense. Most people think they are lucky, and to one extent they are, the unlucky ones are all dead so survivor bias. Once they are aware of a problem they reason out they will be the lucky one. Additionally, the interests of an individual has little to do with the interests of the crowd. We really should start learning this concept and stop with the invisible hand nonsense. It could make perfect sense for someone in the energy sector to keep burning oil. It can make sense for a company to not bother with environmental cleanup. It can make sense for a restaurant owner to not want a lockdown.
The whole appeal to rational self-interest depends on a false premise. Biology has furnished an example. For the point of view of cancer it makes perfect sense to keep on multipling. The time horizon of each cancer cell is pretty short maybe a few months. If it doesn't spends those months multipling as fast as it can other will.