Housing is a right, not an investment vehicle. The entire industry from building, selling, buying and renting needs a reset. Short term rentals need their own zoning type at a minimum, residential zoning should remain residential. There are some really papers out of McGill and university of Uppsala on financialization of housing and it's effect on affordability. There is so much shit to do on this topic and everyone is stuck at bleeting "build more homes" on the internet.