Thank you for the correct answer! I would have gone on believing a lie had you not responded. Here's their payout table:
Contributor Tier
Karma (Over 12 mo period)
Payout Rate (Dollars per Gold)
Minimum Gold for payout
Non-contributor
0-99 Karma
No payout; balance rolls over
n/a
Contributor
100-4999 Karma
$0.90 per 1 Gold
10
Top contributor
5000+ Karma
$1.00 per 1 Gold
10
So they charge $2.69-$66.99 for gilding and only give the contributor $0.90-$1, keeping the rest. Wow, sounds like a shit deal for everyone but Reddit.