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[–] 6 points 2 years ago (2 children)

Isn't a mortgage as high as your whole salary for 10 years unwise from the get go?

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  • [–] 17 points 2 years ago

    In general yes, but many many people are doing this to attempt a "normal" home the likes of which they grew up in, and that they themselves want to raise a kid in.

    OR consider a household where 2 incomes of around 150 were earned when the house was purchased, but now one earner is not earning appreciably any more...maybe a stay at home parent or illness or whatever.

    Again just saying some possibilities, not the normative experience.

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  • [–] 1 point 2 years ago

    I guess the rough reality is that some people want to live where their family lives but can’t easily afford it. I don’t know how far you need to live from SF for prices to return to reality, but I suspect it’s a 1h+ drive

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